622 Monument St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 622 Monument St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Lot Size	3.73 acres (162,764 sqft)
Owner	2 Trust Names on File
Tax Bill	$536 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:00006H B:01361-00001`

Property Details

APN / Parcel Number

Primary APN	`M:00006H B:01361-00001`
Alternative APNs	`CONC M:6H B:1361 L:1` `722`

Exterior

Lot Area	162,764 sqft (3.73 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	722
Street Address	622 MONUMENT ST
City	CONCORD
State	MA
Zip	01742-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Subdivision	ANR PLAN LAND
Legal Block	1361
Legal Lot Number	1
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5017
Census Tract	361300

Owner

622 Monument St is owner-occupied and held in a trust since June 2026.

Source: Middlesex County and Concord Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	622 MONUMENT ST, CONCORD, MA 01742-1842
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 2, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage CAMBRIDGE TRUST CO
Nov 13, 2019	Quit Claim Deed, Transfer CAMBRIDGE TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2013
Deed Sale	Aug 16, 2013
Prior Sale	Apr 9, 2010 · Amount on File
Deed Document Number	201318
Deed Book / Page	62471 / 340
Last Transfer Date	Jun 15, 2026
Transfer Doc	0000111954
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Sep 2, 2026
Property Address	622 MONUMENT ST, CONCORD, MA 01742-1842
Document Number	0000111956
Book / Page	86096 / 315
Instrument Date	Jun 15, 2026
Instrument	2026111956
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 MONUMENT ST, CONCORD, MA 01742-1842

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Sep 2, 2026
Property Address	622 MONUMENT ST, CONCORD, MA 01742-1842
Document Number	0000111954
Book / Page	86096 / 307
Instrument Date	Jun 15, 2026
Instrument	2026111954
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 MONUMENT ST, CONCORD, MA 01742-1842

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	622 MONUMENT ST, CONCORD, MA 01742-1842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73889-280
Date	Dec 24, 2019
Book Page	73889/280
Instrument	205338

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Nov 13, 2019
Property Address	622 MONUMENT ST, CONCORD, MA 01742-1842
Document Number	73641-54
Book / Page	073641 / 000054
Instrument Date	Nov 6, 2019
Instrument	177470
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	622 MONUMENT ST CONCORD MA 017421842, CONCORD, MA 01742-1842

Mortgage

Document Number	73641-58
Date	Nov 13, 2019
Book Page	073641/000058
Instrument	177471

Lender

Name	CAMBRIDGE TR

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 622 Monument St was $536, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$536.00 (-98.96%)	$4,043,200 (+2.87%) Land $1,449,200 Building $2,594,000	$5,111,190
2024	$51,607.00 (+29.1%)	$3,930,500 (+27.44%) Land $1,449,200 Building $2,481,300
2023	$39,973.00	$3,084,300 Land $1,093,800 Building $1,990,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 Monument St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 Monument St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monument St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures