622 Miramonte Dr, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 622 Miramonte Dr, Santa Barbara, CA 93109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,914 sqft · built 1947
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (Feb 2022)
Tax Bill	$22,344 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-252-003`

Property Details

APN / Parcel Number

Primary APN	`035-252-003`
Alternative APN	`03525203`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,914 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	622 MIRAMONTE DR
City	SANTA BARBARA
State	CA
Zip	93109-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	MIRAMONTE TR LOT 81
Legal Subdivision	MIRAMONTE
Legal Lot Number	81
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1002
Census Tract	1203

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	622 MIRAMONTE DR, SANTA BARBARA, CA 93109-1415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 24, 2022	Grant Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Deed Document Number	20229289
Prior Transfer Date	Feb 7, 2008
Prior Transfer Doc	0000009815
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	622 MIRAMONTE DR, SANTA BARBARA, CA 93109-1415
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 MDANNONTE DR, SANTA BARBARA, CA 93109

Mortgage

Document Number	0000037588
Date	Dec 2, 2025
Instrument	2025-0037588

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 28, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	622 MIRAMONTE DR, SANTA BARBARA, CA 93109-1415
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 MIRAMONTE DR, SANTA BARBARA, CA 93109-1415

Mortgage

Document Number	0000040290
Date	Sep 16, 2022
Instrument	2022-0040290

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 24, 2022
Property Address	622 MIRAMONTE DR, SANTA BARBARA, CA 93109-1415
Document Number	0000009289
Map Reference	MB 15 PG 42&43
Instrument Date	Feb 1, 2022
Instrument	2022-0009289
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	622 MIRAMONTE DR, SANTA BARBARA, CA 93109-1415

Mortgage

Document Number	0000009290
Date	Feb 24, 2022
Instrument	2022-0009290

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,164,864 (+2%) Land $1,623,648 Building $541,216
2025	$22,344.00 (+5.71%) Homeowner's exemption Additional exemption filed	$2,122,416 (+6.12%) Land $1,591,812 Building $530,604
2023	$21,138.00 (+1,267.27%) Homeowner's exemption Additional exemption filed	$2,000,000 Land $1,500,000 Building $500,000
2022	$1,546.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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