622 Laughlin Ln, Merced, CA 95341 Property Records

Merced County property record for 622 Laughlin Ln, Merced, CA 95341 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,382 sqft · built 1990
Lot Size	0.152 acres (6,658 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Nov 2015)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone AO (high risk)
APN	`061-430-028-000`

Property Details

APN / Parcel Number

Primary APN	`061-430-028-000`
Alternative APN	`061430028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	1,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	6,658 sqft (0.152 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	061430028
Street Address	622 LAUGHLIN LN
City	MERCED
State	CA
Zip	95341-5483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALFA RCH UNIT 1-1&2&3 LOT 28
Legal Subdivision	ALFA RCH 01 02 03
Legal Lot Number	28
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4011
Census Tract	1700

Owner

Source: Merced County records · APN 061-430-028-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	622 LAUGHLIN LN, MERCED, CA 95341-5483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2015 · Amount on Record
Deed Sale	Nov 30, 2015 · Amount on Record
Deed Document Number	2015-040938
Record Updated	Jun 07, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	622 LAUGHLIN LN, MERCED, CA 95341-5483
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 LAUGHLIN LN, MERCED, CA 95341-5483

Mortgage

Document Number	0000034664
Date	Sep 28, 2020
Instrument	2020034664

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2040

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,147.00 (+7.62%)	$192,358 (+4.04%) Land $47,348 Building $145,010
2023	$1,995.00 (+0.55%)	$184,890 Land $45,510 Building $139,380
2022	$1,984.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470017004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 82 individual NFIP policies nearby
Nearby Flood Policies	82 in force 65 of 82 on primary residences
Nearby Flood Claims	3 (2016–2023)
Most Recent Claim	Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides
Flood Events	Severe Winter Storms, Flooding, Landslides, And Mudslides (Jan 2023), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.