622 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 622 Hill Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,512 sqft · built 1925
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Jun 2022)
Tax Bill	$5,336 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-405-030`

Property Details

APN / Parcel Number

Primary APN	`06-12-405-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	1,512 sqft Living Area
Gross Area	2,328 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Construction Type	Frame
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	622 HILL AVE
City	ELGIN
State	IL
Zip	60120-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB NORTH 60 FT SOUTH 122.6 FT 132 FT DEEP WEST OF HILL AVE LOT 218
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	4
Legal Lot Number	218
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4004
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	622 HILL AVE, ELGIN, IL 60120-3910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Aug 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202230112
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	0000038092
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 8, 2022
Property Address	622 HILL AVE, ELGIN, IL 60120-3910
Document Number	0000030112
Instrument Date	Jun 8, 2022
Instrument	2022K030112
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 VILLA ST, ELGIN, IL 60120-6719

Mortgage

Document Number	0000030113
Date	Jun 8, 2022
Instrument	2022K030113

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 22, 2019
Property Address	622 HILL AVE, ELGIN, IL 60120-3910
Document Number	0000038199
Instrument Date	Apr 2, 2019
Instrument	38199
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	622 HILL AVE ELGIN IL 601203910, ELGIN, IL 60120-3910

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 6, 2018
Property Address	622 HILL AVE, ELGIN, IL 60120-3910
Document Number	0000038092
Instrument Date	Aug 2, 2018
Instrument	38092
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 HILL AVE ELGIN IL 601203910, ELGIN, IL 60120-3910

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,336.00 (+15.8%) Homeowner's exemption	$77,950 (+8.57%) Land $19,585 Building $58,365	$233,944 (+8.57%) Land $58,779 Building $175,165
2024		$71,797 (+21.39%) Land $18,039 Building $53,758	$215,477 (+21.44%) Land $54,139 Building $161,339
2022	$4,608.00 (+4.8%) Homeowner's exemption	$59,144 (+6.96%) Land $14,860 Building $44,284	$177,432 (+6.96%) Land $44,580 Building $132,852
2021	$4,397.00 Homeowner's exemption	$55,295 Land $13,893 Building $41,402	$165,885 Land $41,679 Building $124,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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