622 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 622 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,934 sqft · built 1900
Lot Size	0.468 acres (20,387 sqft)
Owner	2 Individual Names on Record
Last Sale	$661,500 (Dec 2019)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135D M 024`

Property Details

APN / Parcel Number

Primary APN	`135D M 024`
Alternative APN	`0000059417`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,934 sqft Living Area

Exterior

Year Built	Built 1900
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,387 sqft (0.468 acres)
Lot Dimensions	214 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000059417
Old Parcel Number	135D M024
Street Address	622 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 LANGLEY SUB ON FOREST AVE PB 59 PG 276 REV 114-186
Legal Subdivision	FRAZIER & COLVILLES
Legal Block	J
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1013
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	622 FOREST AVE, CHATTANOOGA, TN 37405-3929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 20, 2019	Warranty Deed, Transfer TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Aug 22, 2000 · Amount on Record
Deed Document Number	2019122000132
Deed Book / Page	11856 / 210
Record Updated	Jun 8, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 4, 2024
Property Address	622 FOREST AVE, CHATTANOOGA, TN 37405-3929
Document Number	0000000151
Book / Page	13485 / 72
Map Reference	MB 4 PG 28
Instrument Date	Dec 28, 2023
Instrument	2024010400151
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	412 BROAD ST, CHATTANOOGA, TN 37402-1219

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 20, 2019
Property Address	622 FOREST AVE, CHATTANOOGA, TN 37405-3929
Document Number	1220000132
Book / Page	011856 / 000210
Instrument Date	Dec 17, 2019
Instrument	191220000132
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,447.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	622 FOREST AVE CHATTANOOGA TN 374053929, CHATTANOOGA, TN 37405-3929

Mortgage

Document Number	1220000133
Date	Dec 20, 2019
Book Page	011856/000212
Instrument	191220000133

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Mortgage

Document Number	1220000134,
Date	Dec 20, 2019
Book Page	011856/000228
Instrument	191220000134

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00 (-22.13%)	$164,925 (+14.95%)	$659,700 (+14.95%) Land $303,800 Building $355,900
2024	$3,209.00	$143,475 (-)	$573,900 (-) Land $202,500 Building $371,400
2023	$3,209.00	$143,475 (-)	$573,900 (-) Land $202,500 Building $371,400
2022	$3,209.00	$143,475	$573,900 Land $202,500 Building $371,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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