622 E Water St, Chillicothe, OH 45601 Property Records

Ross County property record for 622 E Water St, Chillicothe, OH 45601

Property Summary

Property TypeSingle Family Home
Details1 ba · 940 sqft · built 1900
Lot Size0.196 acres (8,516 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Oct 2025)
Tax Bill$700 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-54-36-025.000

Property Details

APN / Parcel Number

Primary APN30-54-36-025.000
Alternative APN
  • 543602

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area940 sqft Living Area
Gross Area1,752 sqft
1st Floor Area940 sqft
Upper Floors Area812 sqft
Basement Area812 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area8,516 sqft (0.196 acres)
Lot Dimensions198 ft deep x 43 ft wide
Parking Spaces2 Parking Spaces
PorchOpen Porch
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number543602
Street Address622 E WATER ST
CityCHILLICOTHE
StateOH
Zip45601-2758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description622 E WATER ST R 42 1/2X198 54-36-25 17-3-386 0269/0323
Legal SubdivisionGARFIELDS ADDITION
JurisdictionROSS OH
Township / Civil DivisionSCIOTO
Census Block Group2
Census Block2028
Census Tract956400

Owner

622 E Water St is owned and occupied by two individuals who bought it in October 2025.

Source: Ross County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address622 E WATER ST, CHILLICOTHE, OH 45601-2758
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Survivorship Deed, Transfer · FHA Mortgage
WESBANCO BANK INC
Apr 13, 2021Special Warranty Deed, Transfer
NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NATIONAL STLMT SVCS
Mar 19, 2021Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2025 · Amount on File
Deed SaleOct 8, 2025 · Amount on File
Prior SaleApr 13, 2021 · Amount on File
Deed Document Number20256705
Deed Book / Page586 / 3278
Prior Transfer DateMar 18, 2005
Prior Transfer Doc0002970500
Record UpdatedSep 20, 2026

October 2025: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionROSS OH
Recording DateOct 8, 2025
Property Address622 E WATER ST, CHILLICOTHE, OH 45601-2758
Document Number0005863278
Book / Page586 / 3278
Instrument DateOct 7, 2025
Instrument202500006705
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyBENSONMOTES TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 E WATER ST, CHILLICOTHE, OH 45601-2758

Mortgage

Document Number0005863279
DateOct 8, 2025
Book Page586/3279
Instrument202500006706
Lender
NameWESBANCO BANK INC
TypeBank
Address3 BANK PLZ # 1, WHEELING, WV 26003
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionROSS OH
Recording DateApr 13, 2021
Property Address622 E WATER ST, CHILLICOTHE, OH 45601-2758
Document Number0005494958
Book / Page549 / 4958
Instrument DateApr 7, 2021
Instrument202100003279
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyNOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NATIONAL STLMT SVCS

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15480 LAGUNA CANYON RD # RD100, 15480, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 913, CHILLICOTHE, OH 45601-0913

March 2021: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionROSS OH
Recording DateMar 19, 2021
Property Address622 E WATER ST, CHILLICOTHE, OH 45601-2758
Document Number0005490269
Book / Page549 / 269
Instrument DateMar 1, 2021
Instrument202100002430
Transaction TypeForeclosure
Record UpdatedJul 16, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15480 LAGUNA CANYON RD STE 100, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

The 2025 property tax bill for 622 E Water St was $700, up 34.9% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyRoss County
County SubdivisionScioto Township
MunicipalityChillicothe City
Unified School DistrictChillicothe City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$700.00 (+34.87%)$18,930 (+48.7%) Land $3,720 Building $15,210$54,080 (+48.73%) Land $10,620 Building $43,460
2024$519.00 (-1.52%)$12,730 (-) Land $3,720 Building $9,010$36,360 Land $10,620 Building $25,740
2023$527.00 (-0.19%)$12,730 (-) Land $3,720 Building $9,010
2022$528.00$12,730 Land $3,720 Building $9,010$36,360 Land $10,620 Building $25,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 622 E Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 E Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHILLICOTHE CITY PWS
serves 21,725 people · EPA ID OH7100112
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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