622 E State St, Algona, IA 50511 Property Records

Kossuth County property record for 622 E State St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,200 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (May 2017)
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-02-485-006`

Property Details

APN / Parcel Number

Primary APN	`22-02-485-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,200 sqft Living Area
Basement Area	532 sqft
Unfinished Basement	1,716 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	622 E STATE ST
City	ALGONA
State	IA
Zip	50511-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 237 CALLS STATE ST ADD
Legal Subdivision	CALLS STATE STREET ADDITION TO ALGONA
Legal Block	237
Legal Lot Number	1
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	3
Census Block	3011
Census Tract	950500

Owner

Source: Kossuth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	622 E STATE ST, ALGONA, IA 50511-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2017	Deed of Trust, Mortgage MANUFACTURERS BANK & TRUST CO
Jun 17, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on Record
Deed Sale	May 30, 2017 · Amount on Record
Prior Sale	Feb 7, 2008 · Amount on Record
Deed Document Number	20171581
Deed Book / Page	2017 / 1581
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	622 E STATE ST, ALGONA, IA 50511-2838
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1976
Date	Jun 28, 2017
Book Page	2017/1976
Instrument	2017 1976

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank
Address	LAKE MILLS, IA 50450

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2032

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 17, 2022
Property Address	622 E STATE ST, ALGONA, IA 50511-2838
Document Number	02022/1836
Book / Page	2022 / 1836
Instrument Date	Jun 13, 2022
Instrument	2022 1836
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount Recorded
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	622 E STATE ST, ALGONA, IA 50511-2838

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,622.00 Homeowner's exemption	$120,116 (+13.31%) Land $16,500 Building $103,616
2024	$1,622.00 (-8.15%)
2023		$106,005 Land $14,850 Building $91,155	$106,005 (-11.75%) Land $14,850 Building $91,155
2021	$1,766.00		$120,116 Land $16,500 Building $103,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Algona Municipal Utilities, Nextlink, T-Mobile, Verizon.

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