622 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 622 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Office Building
Details	3,547 sqft · built 1997
Lot Size	0.592 acres (25,788 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Jul 2010)
Tax Bill	$8,877 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-14-375-003`

Property Details

APN / Parcel Number

Primary APN	`70-03-14-375-003`

Interior

Stories	1 Story
Building Area	3,547 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	25,788 sqft (0.592 acres)
Lot Dimensions	258 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	622 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1957
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	EED
Legal Description	PART OF SW 1/4 OF SW 1/4 BEG 6665 FT N & 340 FT E OF SW COR TH N TO S LI OF US-16 TH E 100 FT S 2575 FT W 100 FT TO BEG SEC 14 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	14
Legal Block	375
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3017
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3820 LAKE POINT DR, NORTON SHORES, MI 49441-4687
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF MICHIGAN
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage 5075 CASCADE HOLDINGS LLC
Oct 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2010 · Amount on Record
Deed Sale	Jul 23, 2010 · Amount on Record
Prior Sale	Jul 6, 2009 · Amount on Record
Deed Document Number	201026850
Prior Transfer Date	Jun 29, 2010
Prior Transfer Doc	0000026850
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	622 E SAVIDGE ST, SPRING LAKE, MI 49456-1957
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230032471
Date	Dec 21, 2023
Instrument	2023-0032471

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	622 E SAVIDGE ST, SPRING LAKE, MI 49456-1957
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230032472
Date	Dec 21, 2023
Instrument	2023-0032472

Lender

Name	5075 CASCADE HOLDINGS LLC
Type	Non-Lending Institution
Address	PETOSKEY, MI 49770

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	622 E SAVIDGE ST, SPRING LAKE, MI 49456-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170039722
Date	Oct 24, 2017
Instrument	2017-0039722

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,700 (+106.84%)	$695,400 (+106.84%)
2025	$8,877.00 (+17.33%)
2023		$168,100	$336,200
2022	$7,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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