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622 E Mountain Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 622 E Mountain Rd, Westfield, MA 01085 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,477 sqft · built 1976
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Sep 2025)
Tax Bill$5,044 (2025)
Deeds & MortgagesNov 2024 Refinance
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWFLD M:44-R L:24

Property Details

APN / Parcel Number

Primary APNWFLD M:44-R L:24
Alternative APNs
  • M:329044 B:R0024 L:00000
  • 04

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,477 sqft Living Area
Gross Area3,317 sqft
Basement Area1,141 sqft
Unfinished Basement1,141 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,450 sqft (1.25 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address622 E MOUNTAIN RD
CityWESTFIELD
StateMA
Zip01085-1859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number24
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group5
Census Block5013
Census Tract812500

Owner

Source: Hampden County and Westfield City records · APN WFLD M:44-R L:24

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address622 E MOUNTAIN RD, WESTFIELD, MA 01085-1859
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
BERKSHIRE BANK
Sep 15, 2025Deed, Transfer · Conventional Mortgage
ARRHA CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Deed Book / Page26026 / 568
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address622 E MOUNTAIN RD, WESTFIELD, MA 01085-1859
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025653-12
DateNov 14, 2024
Book Page25653/12
Instrument53516
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueDec 01, 2049

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionWESTFIELD MA
Recording DateSep 15, 2025
Property Address622 E MOUNTAIN RD, WESTFIELD, MA 01085-1859
Document Number026026-568
Book / Page26026 / 568
Instrument DateSep 15, 2025
Instrument43430
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 E MOUNTAIN RD, WESTFIELD, MA 01085-1859

Mortgage

Document Number0000043431
DateSep 15, 2025
Instrument43431
Lender
NameARRHA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateOct 01, 2032
Index3-Year CMT

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,044.00 (+2.4%)$332,300 (+14.55%) Land $128,300 Building $204,000$423,035 (+7.64%)
2024$393,015
2023$4,926.00$290,100 Land $111,300 Building $178,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138125005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1980–2011)
Most Recent ClaimAug 2011, river or lake flooding, Tropical Storm Irene
Claims By Storm
  • Tropical Storm Irene, Aug 2011 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Westfield Gas & ElectricFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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