1. Home
  2. Illinois
  3. Adams County
  4. Loraine
  5. E Center St

622 E Center St, Loraine, IL 62349 Property Records

Adams County property record for 622 E Center St, Loraine, IL 62349

Property Summary

Property TypeSingle Family Home
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Tax Bill$994 (2024)
Deeds & MortgagesNov 2023 Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN060058600200

Property Details

APN / Parcel Number

Primary APN060058600200

Exterior

Lot Area17,860 sqft (0.41 acres)

Location & Zoning

Street Address622 E CENTER ST
CityLORAINE
StateIL
Zip62349-1010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW SEC 21 2N7W CORP LANDS-LORAINE- TR 115FT E & W BY 155FT N & S BEG IN CENTERLINE CHURCH ST & E CENTER ST PT NW SEC 21
Legal Range07W
Legal Township02N
Legal Section21
JurisdictionADAMS IL
Township / Civil DivisionKEENE
Census Block Group2
Census Block2086
Census Tract10100

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address501 E CENTER ST, LORAINE, IL 62349-1005
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
STATE CENTRAL BANK
Jun 24, 2020Warranty Deed, Transfer
ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address622 E CENTER ST, LORAINE, IL 62349-1010
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R06894
DateNov 20, 2023
Instrument2023R-06894
Lender
NameSTATE CENTRAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueOct 18, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateJun 24, 2020
Property Address622 E CENTER ST, LORAINE, IL 62349-1010
Document Number2020R05356
Instrument DateJun 18, 2020
Instrument2020R-05356
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount Recorded
Tax$10.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 E CENTER ST, LORAINE, IL 62349-1005

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionKeene Township
MunicipalityLoraine Village
Unified School DistrictCommunity Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,660 (+7.98%) Land $970 Building $12,690$40,980 (+7.98%) Land $2,910 Building $38,070
2024$994.00 (+169.38%)$12,650 (+163.54%) Land $900 Building $11,750$37,950 (+163.54%) Land $2,700 Building $35,250
2022$4,800 Land $800 Building $4,000$14,400 Land $2,400 Building $12,000
2021$369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAINE
serves 300 people · EPA ID IL0010450
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionOct 2023
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber		1,000 / 1,000
Nextlink
Fixed Wireless		100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E Center St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures