622 E Broad St, Central City, KY 42330 Property Records

Muhlenberg County property record for 622 E Broad St, Central City, KY 42330

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1935
Lot Size	0.367 acres (16,000 sqft)
Owner	Company Name on Record
Last Sale	$54,000 (Jul 2021)
Tax Bill	$473 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141-04-04-011.000`

Property Details

APN / Parcel Number

Primary APN	`141-04-04-011.000`
Alternative APN	`28625`

Interior

Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide

Location & Zoning

Account Number	28625
Street Address	622 E BROAD ST
City	CENTRAL CITY
State	KY
Zip	42330-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT & HOUSE
Jurisdiction	MUHLENBERG KY
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1020
Census Tract	960201

Owner

Source: Muhlenberg County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	738 ELKHORN PEAK DR, BOWLING GREEN, KY 42104-7659
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST SOUTHERN NATIONAL BANK
Jul 27, 2021	Deed, Transfer · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK
Jun 3, 2021	Deed, Transfer · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	2021298075
Deed Book / Page	599 / 1071
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Recording Date	Jun 15, 2026
Property Address	622 E BROAD ST, CENTRAL CITY, KY 42330-1569
Document Number	0000359976
Book / Page	769 / 617
Instrument Date	May 29, 2026
Instrument	2026359976
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	738 ELKHORN PEAK DR, BOWLING GREEN, KY 42104-7659

Mortgage

Document Number	0000359976,
Date	Jun 15, 2026
Book Page	769/617
Instrument	2026359976

Lender

Name	FIRST SOUTHERN NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 29, 2046

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MUHLENBERG KY
Recording Date	Jul 27, 2021
Property Address	622 E BROAD ST, CENTRAL CITY, KY 42330-1569
Document Number	0D599/1071
Book / Page	D599 / 1071
Instrument Date	Jul 16, 2021
Instrument	298075
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 E BROAD ST, 619, CENTRAL CITY, KY 42330-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7388 ELKHORN PEAK DR, BOWLING GREEN, KY 42104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000298076
Date	Jul 27, 2021
Instrument	298076

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MUHLENBERG KY
Recording Date	Jun 3, 2021
Property Address	622 E BROAD ST, CENTRAL CITY, KY 42330-1569
Document Number	00D599/188
Book / Page	D599 / 188
Instrument Date	May 12, 2021
Instrument	297178
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$51.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	836 E MOREHEAD ST, 836, CENTRAL CITY, KY 42330-3022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 ELKHORN PEAK DR, BOWLING GREEN, KY 42104-7659
Investor	Possibly a Property Investor

Mortgage

Document Number	0000297179
Date	Jun 3, 2021
Instrument	297179

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 17, 2041

Tax Assessment & Valuation

Source: Muhlenberg County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Central City
County	Muhlenberg County
Unified School District	Muhlenberg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00 (-2.47%)	$51,000 (-)	$51,000 (-)
2023	$485.00	$51,000	$51,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL CITY WATER & SEWER serves 5,601 people · EPA ID KY0890071
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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