622 E 4th St, Owensboro, KY 42303 Property Records

Daviess County property record for 622 E 4th St, Owensboro, KY 42303

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	1 ba · 2,632 sqft · built 1956
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on File
Tax Bill	$223 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Dec 2009 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-05-15-001-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-05-15-001-00-000`
Alternative APN	`0025017`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,632 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	622 E 4TH ST
City	OWENSBORO
State	KY
Zip	42303-3314
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	622 E 4TH ST
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1012
Census Tract	300

Owner

622 E 4th St, a commercial property, is owned by a company.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3301 OLD HARTFORD RD, OWENSBORO, KY 42303-1720
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2009	Deed of Trust, Mortgage · Commercial Mortgage SHERRI EMBRY
Dec 30, 2009	Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK OF OWENSBORO INC
Feb 9, 2007	Deed, Transfer · Commercial Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	622 E 4TH ST, OWENSBORO, KY 42303-3314
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001733/029
Date	Dec 30, 2009
Book Page	1733/029
Instrument	2009-00020301

Lender

Name	SHERRI EMBRY
Type	Private Party
Address	835 MARKET ST, LEWISPORT, KY 42351

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	192 Months
Due	Dec 23, 2025

December 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Dec 30, 2009
Property Address	622 E 4TH ST, OWENSBORO, KY 42303-3314
Document Number	000870/522
Book / Page	0870 / 522
Map Reference	MB21 PG132
Instrument Date	Dec 23, 2009
Instrument	200900020299
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	835 MARKET ST, LEWISPORT, KY 42351-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 RUBY CT, OVENBORO, KY 42365

Mortgage

Document Number	001733/017
Date	Dec 30, 2009
Book Page	1733/017
Instrument	2009-00020300

Lender

Name	FIRST SECURITY BANK OF OWENSBORO INC
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 23, 2034

February 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Feb 9, 2007
Property Address	622 E 4TH ST, OWENSBORO, KY 42303-3314
Document Number	000828/398
Book / Page	0828 / 398
Map Reference	MB21 PG132
Instrument Date	Feb 9, 2007
Instrument	200700002159
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 US HIGHWAY 41 N, HENDERSON, KY 42420-4964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 MARKET ST, LEWISPORT, KY 42351-2451

Mortgage

Document Number	001556/603
Date	Feb 9, 2007
Book Page	1556/603
Instrument	2007-00002160

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 10, 2012

Tax Assessment & Valuation

The 2025 property tax bill for 622 E 4th St was $223.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,500 (+60.21%)	$107,500 (+60.21%)
2025	$223.00	$67,100 Land $50,000 Building $17,100	$67,100 Land $50,000 Building $17,100
2023		$67,100 (-)	$67,100 (-)
2022	$758.00	$67,100	$67,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 622 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Owensboro Municipal Utilities, T-Mobile.

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