622 Davis St, Findlay, OH 45840 Property Records

Hancock County property record for 622 Davis St, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 3,678 sqft · built 2019
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jan 2018)
Tax Bill	$3,435 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1010-123-05-016.000`

Property Details

APN / Parcel Number

Primary APN	`1010-123-05-016.000`
Alternative APN	`600000304930`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,678 sqft Living Area
1st Floor Area	1,859 sqft
2nd Floor Area	1,819 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Slab
Porch Area	28 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	622 DAVIS ST
City	FINDLAY
State	OH
Zip	45840-2662
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SWING ADD LOT 7935
Legal Subdivision	SWING ADD
Legal Lot Number	7935
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2020
Census Tract	902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 HIGHLANDS CHASE, BALL GROUND, GA 30107-7101
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit NEXBANK
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit THE OLD FORT BANKING COMPANY
Oct 29, 2018	Deed of Trust, Mortgage · Construction Mortgage THE OLD FORT BANKING COMPANY
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit THE OLD FORT BANKING COMPANY
Dec 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE OLD FORT BANKING COMPANY
Jan 18, 2018	Warranty Deed, Transfer NOT AVAILABLE, MID AN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Prior Sale	Mar 18, 1985
Deed Document Number	2018435
Deed Book / Page	2532 / 617
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Apr 2, 2026
Property Address	622 DAVIS ST, FINDLAY, OH 45840-2662
Document Number	0000002230
Book / Page	2627 / 5417
Instrument Date	Mar 25, 2026
Instrument	20262230
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FLAG CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 DAVIS ST, FINDLAY, OH 45840-2662

Mortgage

Document Number	0000002230,
Date	Apr 2, 2026
Book Page	2627/5417
Instrument	20262230

Lender

Name	NEXBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	622 DAVIS ST, FINDLAY, OH 45840-2662
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 HARRIS CT, BALL GROUND, GA 30107-6219

Mortgage

Document Number	02601/4290
Date	Mar 21, 2023
Book Page	2601/4290
Instrument	202300001751

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	OLD FORT, OH 44861

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2028

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	622 DAVIS ST, FINDLAY, OH 45840-2662
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02547/1146
Date	Oct 29, 2018
Book Page	2547/1146
Instrument	201800008983

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	THOMASTON, ME 04861

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2023

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	622 DAVIS ST, FINDLAY, OH 45840-2662
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02571/1043
Date	Jul 28, 2020
Book Page	2571/1043
Instrument	202000007142

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	622 DAVIS ST, FINDLAY, OH 45840-2662
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02564/0075
Date	Dec 16, 2019
Book Page	2564/0075
Instrument	201900010927

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	OLD FORT, OH 44861

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2024

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 18, 2018
Property Address	622 DAVIS ST, FINDLAY, OH 45840-2662
Document Number	02532/0617
Book / Page	2532 / 0617
Instrument Date	Jan 12, 2018
Instrument	201800000435
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	NOT AVAILABLE, MID AN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8138 FERNWOOD DR, FINDLAY, OH 45840-7698

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,435.00 (+10.49%)	$109,200 (+28%) Land $7,170 Building $102,030	$311,990 (+28%) Land $20,480 Building $291,510
2024	$3,109.00 (+1,424.02%)	$85,310 (+1,423.39%) Land $5,600 Building $79,710
2023	$204.00	$5,600 Land $5,600
2022			$243,740 Land $16,000 Building $227,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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