622 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 622 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,121 sqft · built 1950
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Tax Bill	$1,738 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0079-0016`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0079-0016`
Alternative APNs	`45-06-12-279-007.000-023` `263600790016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,121 sqft Living Area
Basement Area	1,121 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	007-26-36-0079-0016
Old Parcel Number	263600790016
Street Address	622 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HAMMOND L.14 & L.15 BL.17
Legal Subdivision	SOUTH HAMMOND
Legal Block	17
Legal Lot Number	14
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3024
Census Tract	21400

Owner

622 Cherry St is owned and occupied by an individual who acquired it in April 2019.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	622 CHERRY ST, HAMMOND, IN 46324-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 18, 2019	Deed of Trust, Mortgage WELLS FARGO BK
Apr 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2004
Deed Sale	Dec 13, 2004
Deed Document Number	0000105575
Last Transfer Date	Apr 29, 2019
Transfer Doc	0000024666
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	622 CHERRY ST, HAMMOND, IN 46324-1506
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CHERRY ST, HAMMOND, IN 46324-1506

Mortgage

Document Number	0000000253
Date	Jan 4, 2022
Instrument	2022-500253

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Dec 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	622 CHERRY ST, HAMMOND, IN 46324-1506
Document Number	0000080316
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CHERRY ST HAMMOND IN 463241506, HAMMOND, IN 46324-1506

Mortgage

Document Number	0000080316
Date	Nov 20, 2019
Instrument	80316

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Interest

Rate	4.12%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 29, 2019
Property Address	622 CHERRY ST, HAMMOND, IN 46324-1506
Document Number	0000024666
Instrument Date	Apr 24, 2019
Instrument	24666
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CHERRY ST HAMMOND IN 463241506, HAMMOND, IN 46324-1506

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,900 Land $27,600 Building $130,300	$157,900 Land $27,600 Building $130,300
2024	$1,738.00
2023		$127,400 (+5.81%) Land $29,600 Building $97,800	$127,400 (+5.81%) Land $29,600 Building $97,800
2022	$1,516.00 Homeowner's exemption	$120,400 Land $29,600 Building $90,800	$120,400 Land $29,600 Building $90,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 622 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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