St. Charles County property record for 622 Chapparal Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 1991 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Mar 2020) |
| Tax Bill | $2,760 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A912000028 |
| Primary APN | A912000028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 2,279 sqft |
| 1st Floor Area | 968 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A912000028 |
|---|---|
| Street Address | 622 CHAPPARAL DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD EST #8 LOT 486 |
| Legal Subdivision | BAYFIELD EST #8 |
| Legal Lot Number | 486 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 311732 |
622 Chapparal Dr is owned and occupied by two individuals who bought it in March 2020.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 622 CHAPPARAL DR, O FALLON, MO 63368-6915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage CITY OF OFALLON |
| Mar 18, 2020 | Quit Claim Deed, Transfer HOME LOAN EXPERT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on File |
| Deed Sale | Mar 18, 2020 · Amount on File |
| Prior Sale | Jun 7, 2013 · Amount on File |
| Deed Document Number | 2020164240 |
| Deed Book / Page | 7250 / 1027 |
| Prior Transfer Date | Sep 18, 2003 |
| Prior Transfer Doc | 0001489180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 622 CHAPPARAL DR, O FALLON, MO 63368-6915 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022353 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022R-022353 |
| Name | CITY OF OFALLON |
|---|---|
| Type | Government Agency |
| Address | O FALLON, MO 63366 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 18, 2020 |
| Property Address | 622 CHAPPARAL DR, O FALLON, MO 63368-6915 |
| Document Number | 0072501027 |
| Book / Page | 007250 / 001027 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 164240 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 622 CHAPPARAL DR O FALLON MO 633686915, O FALLON, MO 63368-6915 |
| Document Number | 72501029 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 007250/001029 |
| Instrument | 164250 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 17, 2050 |
The 2025 property tax bill for 622 Chapparal Dr was $2,760, up 2.3% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,766 (-) | $225,083 (-) Building $225,083 | |
| 2025 | $2,760.00 (+2.26%) | $42,766 | $225,083 Building $225,083 |
| 2024 | $2,699.00 | ||
| 2023 | $40,603 | ||
| 2022 | $213,701 Land $50,000 Building $163,701 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 622 Chapparal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 622 Chapparal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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