622 Chalmers St, Flint, MI 48503 Property Records

Genesee County property record for 622 Chalmers St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,639 sqft · built 1951
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2025)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-08-478-026`

Property Details

APN / Parcel Number

Primary APN	`41-08-478-026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,639 sqft Living Area
1st Floor Area	1,041 sqft
Basement Area	585 sqft
Unfinished Basement	585 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood Siding
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	110 ft deep x 41 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	622 CHALMERS ST
City	FLINT
State	MI
Zip	48503-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	WOODLAWN PARK NO. 3 LOT 1173 AND PART OF LOT 1172 DESC AS BEG AT SE COR OF SD LOT 1172; TH NLY ALG W LINE OF CHALMERS ST, 1.5
Legal Subdivision	WOODLAWN PARK #3
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2016
Census Tract	3000

Owner

622 Chalmers St is owned and occupied by an individual who bought it in December 2025.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	7193 GRANADA DR, FLINT, MI 48532-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 17, 2023	Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Jan 17, 2023 · Amount on File
Deed Document Number	202528698
Prior Transfer Date	Jun 16, 2010
Prior Transfer Doc	0000058184
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	622 CHALMERS ST, FLINT, MI 48503-6906
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CHALMERS ST, FLINT, MI 48503-6906

Mortgage

Document Number	0000072852
Date	Sep 8, 2021
Instrument	202109080072852

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	622 CHALMERS ST, FLINT, MI 48503-6906
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7193 GRANADA DR 7193, 7193, FLINT, MI 48532-3025

Mortgage

Document Number	0000027535
Date	Dec 18, 2025
Instrument	202512180027535

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 30, 2025
Property Address	622 CHALMERS ST, FLINT, MI 48503-6906
Document Number	0000028698
Map Reference	LB 9 PG 9&10
Instrument Date	Dec 17, 2025
Instrument	202512300028698
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 CHALMERS ST, FLINT, MI 48503-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7193 GRANADA DR, FLINT, MI 48532-3025

Mortgage

Document Number	0000027535
Date	Dec 30, 2025
Instrument	202512180027535

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 17, 2023
Property Address	622 CHALMERS ST, FLINT, MI 48503-6906
Document Number	0000002570
Map Reference	LB 9 PG 9&10
Instrument Date	Jan 9, 2023
Instrument	202301170002570
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 CHALMERS ST, FLINT, MI 48503-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24301 THOMRIDGE DRIVE, GRAND BLANC, MI 48439

Mortgage

Document Number	0000002571
Date	Jan 17, 2023
Instrument	202301170002571

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 622 Chalmers St was $3,145 with a homeowner's exemption, down 0.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,800 (+9.72%)	$119,600 (+9.72%)
2025	$3,145.00 (-0.29%) Homeowner's exemption	$54,500	$109,000
2024	$3,154.00
2023		$46,100	$92,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 622 Chalmers St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1985–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2008 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 622 Chalmers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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