622 Cave Farm Rd, Troy, MO 63379 Property Records

Lincoln County property record for 622 Cave Farm Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,768 sqft · built 1971
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2020)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-40-17-000-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`15-40-17-000-000-005.000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Basement Area	1,768 sqft
Unfinished Basement	1,768 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Lot Dimensions	1,100 ft deep x 450 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	622 CAVE FARM RD
City	TROY
State	MO
Zip	63379-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 AC TR (450X 1100 FT) PT N1/2 SW1/4 SEC 17, CO RD 193
Legal Range	01W
Legal Township	49N
Legal Section	17
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3033
Census Tract	810205

Owner

622 Cave Farm Rd is owned and occupied by an individual who bought it in September 2020.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	622 CAVE FARM RD, TROY, MO 63379-4610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit FCS FINANCIAL FCLA
May 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	May 30, 2017 · Amount on File
Deed Document Number	20209890
Deed Book / Page	2451 / 830
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	2451/830
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Sep 3, 2020
Property Address	622 CAVE FARM RD, TROY, MO 63379-4610
Document Number	2451/830
Book / Page	2451 / 830
Instrument Date	Aug 27, 2020
Instrument	2020009890
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CAVE FARM RD, TROY, MO 63379-4610

Mortgage

Document Number	2020009891
Date	Sep 3, 2020
Instrument	2020009891

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	622 CAVE FARM RD, TROY, MO 63379-4610
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2423/0698
Date	Jun 11, 2018
Book Page	2423/0698
Instrument	2018005071

Lender

Name	FCS FINANCIAL FCLA
Type	Funding / Finance Company
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	307 Months
Due	Jan 1, 2044

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	May 30, 2017
Property Address	622 CAVE FARM RD, TROY, MO 63379-4610
Document Number	2411/0469
Book / Page	2411 / 0469
Instrument Date	May 25, 2017
Instrument	2017004913
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 CAVE FARM RD, 622, TROY, MO 63379-4610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CAVE FARM RD, TROY, MO 63379-4610

Mortgage

Document Number	2017004914
Date	May 30, 2017
Instrument	2017004914

Lender

Name	GERSHMAN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 622 Cave Farm Rd was $2,211.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,138 (-) Land $3,063 Building $34,075
2025	$2,211.00	$37,138 Land $3,063 Building $34,075	$195,460 Land $16,120 Building $179,340
2023	$2,074.00 (+4.38%)	$34,145 Land $2,911 Building $31,234	$179,710 Land $15,320 Building $164,390
2022	$1,987.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 622 Cave Farm Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 Cave Farm Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

May also be available: AT&T, Spectrum, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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