622 Broad Axe Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 622 Broad Axe Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,987 sqft · built 2004
Lot Size	3.97 acres (172,933 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Jul 2018)
Tax Bill	$9,294 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07300-00-00-001B1`

Property Details

APN / Parcel Number

Primary APN	`07300-00-00-001B1`
Alternative APN	`29345`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,987 sqft Finished Area
Basement Area	2,340 sqft
Finished Basement	192 sqft
Unfinished Basement	2,148 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	172,933 sqft (3.97 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	206 sqft
Patio Area	288 sqft
Sports Court	Sports Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	622 BROAD AXE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 1B1
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4020
Census Tract	11000

Owner

622 Broad Axe Rd is owned and occupied by an individual who bought it in July 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	622 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jul 10, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Deed Document Number	20187605
Deed Book / Page	5070 / 79
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	622 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7403
Document Number	0000009891
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	622 BROAD AXE RD CHARLOTTESVILLE VA 229037403, CHARLOTTESVILLE, VA 22903-7403

Mortgage

Document Number	0000009891
Date	Jul 30, 2020
Book Page	005360/000241
Instrument	9891

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 10, 2018
Property Address	622 BROAD AXE RD, CHARLOTTESVILLE, VA 22903-7403
Document Number	0000007605
Book / Page	005070 / 000079
Instrument Date	Jun 26, 2018
Instrument	7605
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	622 BROAD AXE RD CHARLOTTESVILLE VA 229037403, CHARLOTTESVILLE, VA 22903-7403

Mortgage

Document Number	7606
Date	Jul 10, 2018
Book Page	005070/000083
Instrument	7606

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 622 Broad Axe Rd was $9,294, up 18% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,294.00 (+18.02%)	$1,039,600 (+18.02%) Land $278,200 Building $761,400	$1,039,600 (+18.02%) Land $278,200 Building $761,400
2025	$7,875.00	$880,900 Land $270,500 Building $610,400	$880,900 Land $270,500 Building $610,400
2023	$6,405.00	$750,000 Land $185,500 Building $564,500	$750,000 Land $185,500 Building $564,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 Broad Axe Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 Broad Axe Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEACOCK HILL SUBDIVISION private · serves 475 people · EPA ID VA2003650
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	60 / 5

May also be available: AT&T.

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