622 6th Ave E, Cresco, IA 52136 Property Records

Howard County property record for 622 6th Ave E, Cresco, IA 52136

Property Summary

Property TypeCondominium
Details3 bd · 1 ba · 1,326 sqft · built 2000
OwnerIndividual Name on File
Last Sale$230,000 (Jun 2022)
Tax Bill$4,254 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Apr 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN320060213020000

Property Details

APN / Parcel Number

Primary APN320060213020000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,326 sqft Living Area
Basement Area1,326 sqft
Finished Basement1,100 sqft
Unfinished Basement226 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area312 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address622 6TH AVE E
CityCRESCO
StateIA
Zip52136-1104
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT S4: LOTS 4 THRU 16 BLK 2 BERGS ADDN & INCL VAC ALLEY & % COMMON ELEMENTS
Legal SubdivisionBERGS ADDN
Legal Block2
Legal Lot Number4-116
JurisdictionHOWARD IA
Township / Civil DivisionVERNON SPRINGS
Census Block Group3
Census Block3014
Census Tract960100

Owner

Source: Howard County records · APN 320060213020000

Assessment roll updated October 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address622 6TH AVE E, CRESCO, IA 52136-1104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2017Deed of Trust, Mortgage · Line of Credit
DECORAH BANK & TRUST CO
Apr 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
DECORAH BANK & TRUST CO
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
DECORAH BANK & TRUST CO
Jun 29, 2022Warranty Deed, Transfer · Conventional Mortgage
CITY BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Deed Document Number20221030
Deed Book / Page2022 / 1030
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address622 6TH AVE E, CRESCO, IA 52136-1104
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017/0951
DateJun 19, 2017
Book Page2017/0951
Instrument2017 0951
Lender
NameDECORAH BANK & TRUST CO
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 18, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address622 6TH AVE E, CRESCO, IA 52136-1104
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017/0567
DateApr 12, 2017
Book Page2017/0567
Instrument2017 0657
Lender
NameDECORAH BANK & TRUST CO
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2032

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address622 6TH AVE E, CRESCO, IA 52136-1104
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/1222
DateJul 22, 2020
Book Page2020/1222
Instrument2020 1222
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 18, 2030
Interest
Rate TypeFixed Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOWARD IA
Recording DateJun 29, 2022
Property Address622 6TH AVE E, CRESCO, IA 52136-1104
Document Number02022/1030
Book / Page2022 / 1030
Instrument DateJun 23, 2022
Instrument2022 1030
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$367.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 6TH AVE E, CRESCO, IA 52136-1104

Mortgage

Document Number02022/1031
DateJun 29, 2022
Book Page2022/1031
Instrument2022 1031
Lender
NameCITY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJun 24, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated October 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,254.00 Homeowner's exemption$270,290 (+19.23%) Building $270,290$270,290 (+19.23%) Building $270,290
2024$4,254.00 (-0.56%)
2023$226,700 (+13.63%) Building $226,700$226,700 (+13.63%) Building $226,700
2022$4,278.00$199,500 Building $199,500
2021$199,500 Building $199,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber
2,000 / 2,000
Mediacom Communications
Cable
1,000 / 50
LTD Broadband
Fixed Wireless
150 / 130
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 325 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCRESCO WATERWORKS
serves 3,913 people
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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