Albany County and Watervliet City property record for 622 4th St, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,518 sqft · built 1945 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Oct 2001) |
| Tax Bill | $4,120 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 44.49-3-9.2 |
| Primary APN | 011800 44.49-3-9.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Upper Floors Area | 506 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Porch | Porch |
| Porch Area | 246 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04404900030090020000 |
|---|---|
| Street Address | 622 4TH ST |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | QUEDAR PARK |
| Legal Block | 3 |
| Legal Lot Number | 9.002 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 13400 |
622 4th St is owned and occupied by an individual who acquired it in September 2006.
Source: Albany County and Watervliet City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 622 4TH ST, WATERVLIET, NY 12189-3832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2001 · Amount on File |
| Deed Sale | Oct 26, 2001 · Amount on File |
| Deed Book / Page | 2693 / 976 |
| Last Transfer Date | Sep 26, 2006 |
| Transfer Doc | 0028610000000867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 622 4TH ST, WATERVLIET, NY 12189-3832 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000341 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | R2026-2341 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 622 4th St was $4,120 with a homeowner's exemption, up 3.7% from the year before.
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,120.00 (+3.7%) Homeowner's exemption | ||
| 2025 | $3,973.00 Homeowner's exemption | $116,600 Land $28,800 Building $87,800 | $198,232 Land $48,963 Building $149,269 |
| 2023 | $116,600 Land $28,800 Building $87,800 | $167,770 Land $41,439 Building $126,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 622 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 622 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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