6219 Oak Point Ests, Lorain, OH 44053 Property Records

Lorain County property record for 6219 Oak Point Ests, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,246 sqft · built 1998
Lot Size	1.4 acres (60,984 sqft)
Owner	Company Name on Record
Last Sale	$385,000 (Aug 2009)
Tax Bill	$6,088 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-007-000-055`

Property Details

APN / Parcel Number

Primary APN	`02-03-007-000-055`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,246 sqft Living Area
Gross Area	3,712 sqft
1st Floor Area	1,459 sqft
Basement Area	1,433 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	305 ft deep x 259 ft wide
View / Lot	Residual Land
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	287 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6219 OAK POINT ESTS
City	LORAIN
State	OH
Zip	44053-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK POINT ESTATES SUB #1 259.59 X 305.44
Legal Subdivision	OAK POINT ESTATES SUB 1
Legal Tract	03
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6219 OAK POINT ESTS, LORAIN, OH 44053-1871
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Intrafamily Transfer, Transfer
Jan 24, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 22, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 22, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2009 · Amount on Record
Deed Sale	Aug 20, 2009 · Amount on Record
Prior Sale	Apr 30, 2007 · Amount on Record
Deed Document Number	2009307239
Last Transfer Date	May 12, 2021
Transfer Doc	0000904661
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jan 24, 2023
Property Address	6219 OAK POINT ESTS, LORAIN, OH 44053-1871
Document Number	0000904661
Map Reference	VOL 58 G 52
Instrument Date	May 12, 2021
Instrument	2023-0904661
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6219 OAK POINT ESTS, LORAIN, OH 44053-1871

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jan 24, 2023
Property Address	6219 OAK POINT ESTS, LORAIN, OH 44053-1871
Document Number	0000904575
Map Reference	VOL 58 PG 52
Instrument Date	May 12, 2021
Instrument	2023-0904575
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6219 OAK POINT ESTS, LORAIN, OH 44053-1871

Mortgage

Document Number	0000904576
Date	Jan 24, 2023
Instrument	2023-0904576

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	161 Months
Due	Jun 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6219 OAK POINT ESTS, LORAIN, OH 44053-1871
Document Number	0000653326
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6219 OAK POINT ESTS LORAIN OH 440531871, LORAIN, OH 44053-1871

Mortgage

Document Number	0000653326
Date	Nov 30, 2017
Instrument	653326

Lender

Name	KEYBANK USA
Type	Bank
Address	4910 TIEDEMAN RD # C, BROOKLYN, OH 44144-2338

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6219 OAK POINT ESTS, LORAIN, OH 44053-1871
Document Number	0000653325
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6219 OAK POINT ESTS LORAIN OH 440531871, LORAIN, OH 44053-1871

Mortgage

Document Number	0000653325
Date	Nov 30, 2017
Instrument	653325

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2032

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6219 OAK POINT ESTS, LORAIN, OH 44053-1871
Document Number	0000630346
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6219 OAK POINT ESTS LORAIN OH 440531871, LORAIN, OH 44053-1871

Mortgage

Document Number	0000630346
Date	May 23, 2017
Instrument	630346

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2032

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6219 OAK POINT ESTS, LORAIN, OH 44053-1871
Document Number	0000630347
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	6219 OAK POINT ESTS LORAIN OH 440531871, LORAIN, OH 44053-1871

Mortgage

Document Number	0000630347
Date	May 23, 2017
Instrument	630347

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,088.00 (+1.6%)	$144,130 (%) Land $36,340 Building $107,790	$411,810 (-) Land $103,840 Building $307,970
2024	$5,992.00 (-18.6%)	$144,134 (-3.51%) Land $36,344 Building $107,790	$411,810 (-3.51%) Land $103,840 Building $307,970
2023	$7,361.00 (+4.17%)	$149,370 (-) Land $22,509 Building $126,861	$426,770 (-) Land $64,310 Building $362,460
2022	$7,066.00	$149,370 Land $22,510 Building $126,860
2021			$426,770 Land $64,310 Building $362,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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