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  2. Maryland
  3. Cecil County
  4. Elkton
  5. Telegraph Rd

6218 Telegraph Rd, Elkton, MD 21921 Property Records

Cecil County property record for 6218 Telegraph Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,987 sqft · built 1990
Lot Size0.878 acres (38,245 sqft)
Owner2 Individual Names on File
Last Sale$384,000 (Feb 2021)
Tax Bill$4,112 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-032780

Property Details

APN / Parcel Number

Primary APN04-032780
Alternative APNs
  • 4032780
  • 032780

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,987 sqft Total Area
Basement Area520 sqft
Finished Basement520 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area38,245 sqft (0.878 acres)
Garage TypeMixed
Garage Area556 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area1,025 sqft
PorchSlab
Porch Area256 sqft
Deck Area132 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number032780
Street Address6218 TELEGRAPH RD
CityELKTON
StateMD
Zip21921-2962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 1 - .878 ACRE 6218 TELEGRAPH ROAD E OF APPLETON
Legal SubdivisionREMLE INC LAND
Legal Lot Number1
JurisdictionCECIL MD
Township / Civil Division4, FAIR HILL
Census Block Group1
Census Block1023
Census Tract30602

Owner

Source: Cecil County records · APN 04-032780

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6218 TELEGRAPH RD, ELKTON, MD 21921-2962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 24, 2021Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 24, 2021 · Amount on Record
Deed SaleFeb 24, 2021 · Amount on Record
Prior SaleDec 01, 1989 · Amount on Record
Deed Book / Page4803 / 412
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address6218 TELEGRAPH RD, ELKTON, MD 21921-2962
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050470001
DateNov 30, 2021
Book Page5047/1
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateFeb 24, 2021
Property Address6218 TELEGRAPH RD, ELKTON, MD 21921-2962
Document Number0048030412
Book / Page4803 / 412
Instrument DateFeb 04, 2021
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyKIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6218 TELEGRAPH RD, ELKTON, MD 21921-2962

Mortgage

Document Number0004803417
DateFeb 24, 2021
Instrument4803/417
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$381,167 (+25.52%)$397,500 (+6.57%) Land $83,600 Building $313,900
2025$4,112.00 (+53.26%)
2023$2,683.00$303,667$373,000 Land $83,600 Building $289,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2004 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 157 locations within half a mile of this property.

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