6215 Vernedale Rd, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 6215 Vernedale Rd, Charlotte, NC 28212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 1955
Lot Size	0.389 acres (16,973 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jan 2022)
Tax Bill	$3,222 (2023)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-131-01`

Property Details

APN / Parcel Number

Primary APN	`103-131-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,940 sqft Heated Area
Gross Area	2,084 sqft
1st Floor Area	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,973 sqft (0.389 acres)
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	103-131-01
Street Address	6215 VERNEDALE RD
City	CHARLOTTE
State	NC
Zip	28212-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	PTR1 M7-233 &M7-645
Legal Subdivision	VERNEDALE PARK 01
Legal Tract	1
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2009
Census Tract	1609

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6215 VERNEDALE RD, CHARLOTTE, NC 28212-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 19, 2019	Warranty Deed, Transfer · Construction Mortgage BUCK DIAMOND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	0036938219
Deed Book / Page	36938 / 219
Record Updated	Jun 7, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 4, 2022
Property Address	6215 VERNEDALE RD, CHARLOTTE, NC 28212-2119
Document Number	0000001551
Book / Page	36938 / 219
Map Reference	MB 7 PG 233
Instrument Date	Jan 4, 2022
Instrument	2022001551
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 18465, CHARLOTTE, NC 28218-0465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6215 VERNEDALE RD, CHARLOTTE, NC 28212-2119

Mortgage

Document Number	0000001552
Date	Jan 4, 2022
Instrument	2022001552

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	6215 VERNEDALE RD, CHARLOTTE, NC 28212-2119
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 WINDING TRAIL PL, MIDLAND, NC 28107-5431

Mortgage

Document Number	0000212518
Date	Dec 15, 2020
Book Page	35433/883
Instrument	2020212518

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 19, 2019
Property Address	6215 VERNEDALE RD, CHARLOTTE, NC 28212-2119
Document Number	0000107761
Book / Page	033771 / 000625
Instrument Date	Aug 19, 2019
Instrument	107761
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6215 VERNEDALE RD CHARLOTTE NC 282122119, CHARLOTTE, NC 28212-2119

Mortgage

Document Number	107762
Date	Aug 19, 2019
Book Page	033771/000627
Instrument	107762

Lender

Name	BUCK DIAMOND LLC
Address	2501 LAKEVIEW DR, GUNTERSVILLE, AL 35976-2509

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 18, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

Nearby Properties on Vernedale Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures