6215 Bermuda Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 6215 Bermuda Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,727 sqft · built 1987
Lot Size	0.253 acres (11,020 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2019)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014609-209-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014609-209-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,727 sqft Living Area
Gross Area	2,435 sqft
1st Floor Area	1,727 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,020 sqft (0.253 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Finished Screened Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6215 BERMUDA DR
City	FLEMING ISLAND
State	FL
Zip	32003-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 61 BLK 4 ISLAND FOREST AS REC OR 4243 PG 1576
Legal Range	26E
Legal Township	05S
Legal Section	37
Legal Subdivision	ISLAND FOREST
Legal Block	4
Legal Lot Number	61
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6215 BERMUDA DR, FLEMING ISLAND, FL 32003-8320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU
Sep 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	201956345
Deed Book / Page	4243 / 1576
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	0041271636
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 22, 2019
Property Address	6215 BERMUDA DR, FLEMING ISLAND, FL 32003-8320
Document Number	0042431576
Book / Page	004243 / 001576
Instrument Date	Oct 18, 2019
Instrument	56345
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	TITLE AMERICA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6215 BERMUDA DR FLEMING ISLAND FL 320038320, FLEMING ISLAND, FL 32003-8320

Mortgage

Document Number	42431578
Date	Oct 22, 2019
Book Page	004243/001578
Instrument	56346

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Sep 28, 2018
Property Address	6215 BERMUDA DR, FLEMING ISLAND, FL 32003-8320
Document Number	0041271636
Book / Page	004127 / 001636
Instrument Date	Sep 24, 2018
Instrument	51303
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6215 BERMUDA DR FLEMING ISLAND FL 320038320, FLEMING ISLAND, FL 32003-8320

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,876.00 (+4.89%) Homeowner's exemption	$228,750 (+5.99%)	$325,720 (+4.89%) Land $50,000 Building $275,720
2024	$2,742.00 (-8.66%)
2023	$3,002.00 (+7.29%) Homeowner's exemption	$215,830 (+3%)	$310,537 (+9.29%) Land $50,000 Building $260,537
2022	$2,798.00 Homeowner's exemption	$209,544	$284,151 Land $40,000 Building $244,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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