6214 Wallace Rd, Panama City, FL 32404 Property Records

Bay County property record for 6214 Wallace Rd, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,160 sqft · built 1991
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,600 (Nov 1999)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`07225-009-000`

Property Details

APN / Parcel Number

Primary APN	`07225-009-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,160 sqft Heated Area
Gross Area	2,272 sqft
1st Floor Area	1,692 sqft
2nd Floor Area	468 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	936 sqft

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Patio Area	256 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6214 WALLACE RD
City	PANAMA CITY
State	FL
Zip	32404-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 4S 13W -21.86- 132C4 COM SW COR LOT 12 BLK C FOREST SHORES TH S 60' TO S R/W LINE
Legal Range	13W
Legal Township	04S
Legal Section	19
Legal Subdivision	SHORES
Legal Block	C
Legal Lot Number	12
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2017
Census Tract	806

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6214 WALLACE RD, PANAMA CITY, FL 32404-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage LENDING 3 LLC
Aug 7, 2019	Deed of Trust, Mortgage · VA Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 1999 · Amount on Record
Deed Sale	Nov 22, 1999 · Amount on Record
Deed Document Number	0001914980
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	6214 WALLACE RD, PANAMA CITY, FL 32404-9645
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6214 WALLACE RD, PANAMA CITY, FL 32404-9645

Mortgage

Document Number	0047941616
Date	Apr 23, 2024
Book Page	4794/1616
Instrument	2024023218

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	6214 WALLACE RD, PANAMA CITY, FL 32404-9645
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6214 WALLACE RD, PANAMA CITY, FL 32404-9645

Mortgage

Document Number	0044750573
Date	Oct 19, 2021
Book Page	4475/573
Instrument	2021080075

Lender

Name	LENDING 3 LLC
Type	Non-Lending Institution
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	6214 WALLACE RD, PANAMA CITY, FL 32404-9645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041531987
Date	Aug 7, 2019
Book Page	4153/1987
Instrument	2019071142

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Callaway City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$119,702 (+5.99%)	$142,311 (+10.11%) Land $25,512 Building $116,799
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$112,940	$129,247 Land $27,058 Building $102,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 319 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	319 in force
Nearby Flood Claims	55 (1995–2023)
Claims Outside the SFHA	9 of 55
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Michael, Oct 2018 · 34 claims Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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