Howard County property record for 6212 Waterloo Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 714 sqft · built 1955 |
| Lot Size | 0.277 acres (12,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $321,000 (Mar 2017) |
| Tax Bill | $6,132 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-396038 |
| Primary APN | 06-396038 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 714 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,056 sqft (0.277 acres) |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Patio Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 396038 |
|---|---|
| Street Address | 6212 WATERLOO RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 1 12056 SQ 6212 WATERLOO RD TAGHVAEI PROPERTY |
| Legal Subdivision | TAGHVAEI |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606706 |
6212 Waterloo Rd is owned and occupied by two individuals who bought it in March 2017.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6212 WATERLOO RD, COLUMBIA, MD 21045-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · VA Mortgage NP INC |
| Mar 21, 2017 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2017 · Amount on File |
| Deed Sale | Mar 21, 2017 · Amount on File |
| Prior Sale | Mar 18, 2015 · Amount on File |
| Deed Document Number | 2017496-005 |
| Deed Book / Page | 17496 / 5 |
| Prior Transfer Date | Feb 12, 2015 |
| Prior Transfer Doc | 0160790011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6212 WATERLOO RD, COLUMBIA, MD 21045-3102 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6212 WATERLOO RD, COLUMBIA, MD 21045-3102 |
| Document Number | 0204900307 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 20490/307 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 21, 2017 |
| Property Address | 6212 WATERLOO RD, COLUMBIA, MD 21045-3102 |
| Document Number | 0174960005 |
| Book / Page | 017496 / 000005 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | TITLE ALLIANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6212 WATERLOO RD COLUMBIA MD 210453102, COLUMBIA, MD 21045-3102 |
| Document Number | 174960011 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 017496/000011 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2047 |
The 2026 property tax bill for 6212 Waterloo Rd was $6,132, up 3.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,132.00 (+3.84%) | $382,533 (+3.92%) | $411,400 (+11.76%) Land $261,700 Building $149,700 |
| 2025 | $5,905.00 | $368,100 Land $231,700 Building $136,400 | $368,100 Land $231,700 Building $136,400 |
| 2023 | $306,300 | $368,100 Land $231,700 Building $136,400 | |
| 2022 | $3,101.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6212 Waterloo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6212 Waterloo Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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