6211 Winters Rdg, Hanover, MD 21076 Property Records

Howard County property record for 6211 Winters Rdg, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,638 sqft · built 2003
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Trust Names on File
Last Sale	$100,000 (Aug 2002)
Tax Bill	$10,636 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-291556`

Property Details

APN / Parcel Number

Primary APN	`01-291556`
Alternative APNs	`1291556` `291556`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,638 sqft Total Area
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,400 sqft (0.262 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	291556
Street Address	6211 WINTERS RDG
City	HANOVER
State	MD
Zip	21076-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 2 11400 SQ' 6211 WINTERS RIDGE WINTERS RIDGE RSB LOT 3
Legal Subdivision	WINTER RDG
Legal Lot Number	2,3
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2007
Census Tract	601206

Owner

6211 Winters Rdg is owner-occupied and held in a trust since August 2002.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6211 WINTERS RDG, HANOVER, MD 21076-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2002 · Amount on File
Deed Sale	Aug 13, 2002 · Amount on File
Deed Document Number	20026824
Deed Book / Page	6342 / 643
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6211 WINTERS RDG, HANOVER, MD 21076-1007
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190830342
Date	Dec 23, 2019
Book Page	19083/342

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6211 WINTERS RDG, HANOVER, MD 21076-1007
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6211 WINTERS RDG, HANOVER, MD 21076-1007

Mortgage

Document Number	0198770496
Date	Nov 2, 2020
Book Page	19877/496

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 6211 Winters Rdg was $10,636 with a homeowner's exemption, down 5.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,636.00 (-5.93%) Homeowner's exemption	$861,900 (+8.68%) Land $208,800 Building $653,100	$861,900 (-) Land $208,800 Building $653,100
2025	$11,306.00 Homeowner's exemption	$793,033	$861,900 Land $208,800 Building $653,100
2023		$655,300 Land $163,800 Building $491,500	$655,300 Land $163,800 Building $491,500
2022	$7,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6211 Winters Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6211 Winters Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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