621 W Socrum Loop Rd, Lakeland, FL 33809 Property Records

Polk County property record for 621 W Socrum Loop Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,354 sqft · built 1950
Lot Size	0.279 acres (12,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,500 (Sep 2020)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000000-031080`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000000-031080`
Alternative APNs	`122723000000031080` `22723000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	1,004 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,171 sqft (0.279 acres)
Lot Dimensions	170 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	360 sqft
Porch	Florida Room
Porch Area	468 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	621 W SOCRUM LOOP RD
City	LAKELAND
State	FL
Zip	33809-5240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	S 200 FT OF E 75 FT OF W 475 FT OF E1/2 OF NE1/4 OF NW1/4 LESS SOCRUM LOOP RD R/W
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	BRENTWOOD LANE
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2013
Census Tract	12307

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 W SOCRUM LOOP RD, LAKELAND, FL 33809-5240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 17, 2020	Warranty Deed, Transfer · FHA Mortgage ABSOLUTE HM MTG
Jan 31, 2020	Loan Modification, Mortgage · Line of Credit MIDFLORIDA CU
Feb 4, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	2020194557
Deed Book / Page	11379 / 1027
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Aug 19, 2026
Property Address	621 W SOCRUM LOOP RD, LAKELAND, FL 33809-5240
Document Number	0000201578
Book / Page	14122 / 688
Instrument Date	Jun 22, 2026
Instrument	2026201578
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 W SOCRUM LOOP RD, LAKELAND, FL 33809-5240

Mortgage

Document Number	0000201578,
Date	Aug 19, 2026
Book Page	14122/688
Instrument	2026201578

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Oct 1, 2050

Interest

Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 17, 2020
Property Address	621 W SOCRUM LOOP RD, LAKELAND, FL 33809-5240
Document Number	0113791027
Book / Page	011379 / 001027
Instrument Date	Sep 11, 2020
Instrument	194557
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,208.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	621 W SOCRUM LOOP RD LAKELAND FL 338095240, LAKELAND, FL 33809-5240

Mortgage

Document Number	113791028
Date	Sep 17, 2020
Book Page	011379/001028
Instrument	194558

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	621 W SOCRUM LOOP RD, LAKELAND, FL 33809-5240
Document Number	0111291512
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480

Mortgage

Document Number	0111291512
Date	Feb 4, 2020
Book Page	011129/001512
Instrument	26314

Lender

Name	MIDFLORIDA CU
Address	129 S KENTUCKY AVE # 500, LAKELAND, FL 33801-5058

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 4, 2020
Property Address	621 W SOCRUM LOOP RD, LAKELAND, FL 33809-5240
Document Number	0111291511
Book / Page	011129 / 001511
Instrument Date	Jan 31, 2020
Instrument	26313
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$469.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,337 (-8.51%) Land $10,920 Building $211,417	$222,337 (-16.49%) Land $10,920 Building $211,417
2025	$2,622.00 (-11.9%) Homeowner's exemption	$243,028 (+5.99%)	$266,251 (+16.11%) Land $10,920 Building $255,331
2023	$2,976.00 (+2.41%) Homeowner's exemption	$229,300 (+14.5%) Land $10,500 Building $218,800	$229,300 (+14.5%) Land $10,500 Building $218,800
2022	$2,906.00	$200,264 Land $8,820 Building $191,444	$200,264 Land $8,820 Building $191,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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