621 W Smith St, Benton, AR 72015 Property Records

Saline County property record for 621 W Smith St, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,724 sqft · built 1954
Lot Size	0.216 acres (9,450 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (Oct 2020)
Tax Bill	$786 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-22287-000`

Property Details

APN / Parcel Number

Primary APN	`800-22287-000`
Alternative APN	`57683`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Utility Area	275 sqft
Utility Room	Utility Room
Flooring	Hardwood

Exterior

Year Built	Built 1954
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.216 acres)
Lot Dimensions	150 ft deep x 63 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	875 sqft
Driveway	Driveway
Driveway Area	360 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	372 sqft
Patio Area	455 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	57683
Street Address	621 W SMITH ST
City	BENTON
State	AR
Zip	72015-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OF LOT 8 2020-022300
Legal Range	15W
Legal Township	02S
Legal Section	10
Legal Subdivision	FIELDS
Legal Block	10
Legal Lot Number	8 2019
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3027
Census Tract	10601

Owner

621 W Smith St is owned and occupied by two individuals who bought it in October 2020.

Source: Saline County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	621 W SMITH ST, BENTON, AR 72015-4247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer · FHA Mortgage EAGLE BANK & TRUST CO
Oct 6, 2020	Correction Deed FIRST NATIONAL TITLE INC
Aug 21, 2019	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Mar 8, 2019	Warranty Deed, Construction Loan · Construction Mortgage MARK SMITHERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Aug 21, 2019 · Amount on File
Deed Document Number	2020-022300
Deed Book / Page	2020 / 022300
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jul 27, 2020
Property Address	621 W SMITH ST, BENTON, AR 72015-4247
Document Number	0000015793
Instrument Date	Jul 23, 2020
Instrument	2020-015793
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 W SMITH ST, 621, BENTON, AR 72015-4247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 W SMITH ST, BENTON, AR 72015-4247

Mortgage

Document Number	0000015794
Date	Jul 27, 2020
Instrument	2020-015794

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SALINE AR
Recording Date	Oct 6, 2020
Property Address	621 W SMITH ST, BENTON, AR 72015-4247
Document Number	0000022300
Instrument Date	Jul 23, 2020
Instrument	22300
Record Updated	Oct 27, 2020
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount on Record
Tax	$495.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	621 W SMITH ST BENTON AR 720154247, BENTON, AR 72015-4247

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Aug 21, 2019
Property Address	621 W SMITH ST, BENTON, AR 72015-4247
Document Number	0000015909
Instrument Date	Aug 20, 2019
Instrument	2019-015909
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12509 DAWSON RD, 12509, BENTON, AR 72019-9319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 W SMITH ST, BENTON, AR 72015-4247

Mortgage

Document Number	0000015910
Date	Aug 21, 2019
Instrument	2019-015910

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Mar 8, 2019
Property Address	621 W SMITH ST, BENTON, AR 72015-4247
Document Number	0000004235
Instrument Date	Mar 1, 2019
Instrument	4235
Transaction Type	Construction Loan
Record Updated	Dec 16, 2020
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 632 BRYANT AR 720890632, BRYANT, AR 72089-0632
Investor	Possibly a Property Investor

Mortgage

Document Number	4236
Date	Mar 8, 2019
Instrument	4236

Lender

Name	MARK SMITHERS
Address	PO BOX 1129, ATLANTA, TX 75551-1129

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2020

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,396 Land $4,410 Building $26,986
2024	$786.00 (-2.36%)
2023	$805.00 Homeowner's exemption	$31,396 Land $4,410 Building $26,986	$156,980 Land $22,050 Building $134,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 621 W Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 W Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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