621 W Oak St, Eldridge, IA 52748 Property Records

Scott County property record for 621 W Oak St, Eldridge, IA 52748 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 2,418 sqft · built 1994
Lot Size0.273 acres (11,892 sqft)
Owner2 Individual Names on File
Last Sale$227,500 (Dec 2006)
Tax Bill$4,480 (2025)
Deeds & MortgagesAug 2021 Line of Credit
May 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN931523606

Property Details

APN / Parcel Number

Primary APN931523606

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,418 sqft Living Area
1st Floor Area574 sqft
Basement Area1,138 sqft
Finished Basement800 sqft
Unfinished Basement338 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,892 sqft (0.273 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area293 sqft
Deck Area64 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address621 W OAK ST
CityELDRIDGE
StateIA
Zip52748-1575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF COBBLER'S KNOTCH LOT: 006 VILLAGE OF COBBLER'SKNOTCH
Legal SubdivisionVILLAGE OF COBBLER'S KNOTCH
Legal Lot Number6
JurisdictionSCOTT IA
Township / Civil DivisionSHERIDAN
Census Block Group2
Census Block2025
Census Tract10201

Owner

Source: Scott County records · APN 931523606

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address621 W OAK ST, ELDRIDGE, IA 52748-1575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 30, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 25, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2006 · Amount on Record
Deed SaleDec 29, 2006 · Amount on Record
Deed Document Number200640270
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address621 W OAK ST, ELDRIDGE, IA 52748-1575
Transaction TypeMortgage
Record UpdatedSep 08, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 W OAK ST, ELDRIDGE, IA 52748-1575

Mortgage

Document Number202100029238
DateAug 25, 2021
Instrument202100029238
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 01, 2031

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address621 W OAK ST, ELDRIDGE, IA 52748-1575
Transaction TypeMortgage
Record UpdatedJun 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800013357
DateMay 30, 2018
Instrument201800013357
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term356 Months
DueJan 01, 2048

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address621 W OAK ST, ELDRIDGE, IA 52748-1575
Transaction TypeMortgage
Record UpdatedJun 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800013096
DateMay 25, 2018
Instrument201800013096
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term356 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyScott County
MunicipalityEldridge City
Unified School DistrictNorth Scott Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,480.00 Homeowner's exemption$409,600 (+13.87%) Land $83,100 Building $326,500$409,600 (+13.87%) Land $83,100 Building $326,500
2024$4,480.00 (+7.59%)
2023$359,700 Land $53,400 Building $306,300$359,700 Land $53,400 Building $306,300
2022$4,164.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (19163C), updated April 18, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 32% of Iowa
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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