Passaic County and Wayne Township property record for 621 Valley Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,710 sqft · built 1957 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,900 (Jul 2016) |
| Tax Bill | $10,509 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01809-0000-00004 |
| Primary APN | 14-01809-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,710 sqft Living Area |
|---|
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400483D00005 |
|---|---|
| Street Address | 621 VALLEY RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WOODSTOCK ESTATES SEC 01 |
| Legal Block | 1809 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 246103 |
621 Valley Rd is owned and occupied by two individuals who bought it in July 2016.
Source: Passaic County and Wayne Township records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 621 VALLEY RD, WAYNE, NJ 07470-3527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Dec 2, 2021 | Deed of Trust, Mortgage GUIDANCE RESIDENTIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on File |
| Deed Sale | Jul 1, 2016 · Amount on File |
| Prior Sale | Aug 1, 2007 · Amount on File |
| Deed Document Number | 201629597 |
| Deed Book / Page | 2850 / 26 |
| Prior Transfer Date | Apr 11, 2008 |
| Prior Transfer Doc | 0000027740 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 14, 2026 |
| Property Address | 621 VALLEY RD, WAYNE, NJ 07470-3527 |
| Document Number | 0000023947 |
| Book / Page | 20031 / 175 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202623947 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 621 VALLEY RD, WAYNE, NJ 07470-3527 |
| Document Number | 0000023947, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 20031/175 |
| Instrument | 202623947 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 15, 2066 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 621 VALLEY RD, WAYNE, NJ 07470-3527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | VITAL ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000074894 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | M17635/34 |
| Instrument | 2021074894 |
| Name | GUIDANCE RESIDENTIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | RESTON, VA 20190 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 621 Valley Rd was $10,509, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,200 (-) Land $94,300 Building $80,900 | $175,200 (-) Land $94,300 Building $80,900 | |
| 2025 | $10,509.00 (+0.88%) | $175,200 Land $94,300 Building $80,900 | $175,200 Land $94,300 Building $80,900 |
| 2024 | $10,417.00 | ||
| 2023 | $175,200 Land $94,300 Building $80,900 | $175,200 Land $94,300 Building $80,900 | |
| 2022 | $9,905.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 621 Valley Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1980) |
| Most Recent Claim | Apr 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 621 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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