621 Spruce St, Mount Morris, MI 48458 Property Records

Genesee County property record for 621 Spruce St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 2017
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2018)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-073`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-073`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	628 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Foundation Type	Raised
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	621 SPRUCE ST
City	MOUNT MORRIS
State	MI
Zip	48458-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2020.
Legal Subdivision	PLAT
Legal Lot Number	94
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2022
Census Tract	12310

Owner

621 Spruce St is owned and occupied by an individual who bought it in April 2018.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	621 SPRUCE ST, MOUNT MORRIS, MI 48458-1942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Deed of Trust, Mortgage NOT AVAILABLE
Apr 16, 2018	Grant Deed, Transfer GENESEE CNTY HABITAT/HUMANITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Feb 16, 2010 · Amount on File
Deed Document Number	201859591
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	0000054208
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	621 SPRUCE ST, MOUNT MORRIS, MI 48458-1942
Document Number	0000053717
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 SPRUCE ST MOUNT MORRIS MI 484581942, MOUNT MORRIS, MI 48458-1942

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 16, 2018
Property Address	621 SPRUCE ST, MOUNT MORRIS, MI 48458-1942
Document Number	0000059591
Instrument Date	Mar 23, 2018
Instrument	59591
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	WORLDWIDE RECORDING INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 SPRUCE ST MOUNT MORRIS MI 484581942, MOUNT MORRIS, MI 48458-1942

Mortgage

Document Number	16242
Date	Apr 16, 2018
Instrument	16242

Lender

Name	GENESEE CNTY HABITAT/HUMANITY
Address	101 BURTON ST, FLINT, MI 48503-1873

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 621 Spruce St was $2,366 with a homeowner's exemption, up 2.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,600 (+12.52%) Land $2,700 Building $71,900	$149,200 (+12.52%) Land $5,400 Building $143,800
2025	$2,366.00 (+2.29%) Homeowner's exemption	$66,300	$132,600
2024	$2,313.00
2023		$60,400	$120,800
2021	$2,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 621 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 621 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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