621 Second St, Destin, FL 32541 Property Records

Okaloosa County property record for 621 Second St, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1957
Square Footage1,519 sqft Heated Area
Lot Size16,498 sqft (0.378 acres)
OccupancyOwner Occupied
Last Sale$262,500 (2019)
Tax Bill$3,426.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-589-9486-4
Alternative APN
  • 00-2S-22-1360-003A-0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,519 sqft Heated Area
Gross Area2,271 sqft Gross Area
1st Floor1,519 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1957
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area16,498 sqft (0.378 acres)
Lot Width100 ft Width
Garage TypeFinished Garage
Garage Area736 sqft Garage
PorchOpen Porch
Porch Area16 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address621 SECOND ST
CityDESTIN
StateFL
Zip32541-1603
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOTS 18, 19 & E PART LOT 20 EXC W18 FT BLK 3A
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS ADD
Legal Block3A
Legal Lot Number18-20 19
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1007
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-9486-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address621 SECOND ST, DESTIN, FL 32541-1603
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS
Jan 13, 2017Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2019 · Amount on Record
Deed SaleOct 16, 2019 · Amount on Record
Deed Doc Number3311726
Deed Book / Page3424 / 0770
Record RefreshedJun 08, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 16, 2019
Property Address621 SECOND ST, DESTIN, FL 32541-1603
Document Number0034240770
Book / Page003424 / 000770
Instrument DateOct 11, 2019
Instrument3311726
Transaction TypeTransfer
Record UpdatedOct 31, 2019
Title CompanyMCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,837.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3423 MCCOMB AVE CHEYENNE WY 820011074, CHEYENNE, WY 82001-1074

Mortgage

Document Number34240771
DateOct 16, 2019
Book Page003424/000771
Instrument3311727
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2049

January 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJan 13, 2017
Property Address621 SECOND ST, DESTIN, FL 32541-1603
Document Number0032833383
Book / Page003283 / 003383
Instrument DateJan 12, 2017
Instrument3112289
Record UpdatedJan 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address621 SECOND ST DESTIN FL 325411603, DESTIN, FL 32541-1603

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,426.00 (+23.41%) Homeowner's exemption$328,397 (+21.2%)$478,765 (+16.58%) Land $287,636 Building $191,129
2023$2,776.00 (+2.59%) Homeowner's exemption$270,944 (+3%)$410,684 (+13.66%) Land $260,989 Building $149,695
2022$2,706.00 Homeowner's exemption$263,052$361,321 Land $237,262 Building $124,059

Flood & Wildfire

621 Second St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Second St

Nearby Streets

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