621 S Ridgewood Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 621 S Ridgewood Ave, Ormond Beach, FL 32174 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,236 sqft · built 1953
Lot Size	0.234 acres (10,212 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2026)
Tax Bill	$4,632 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4242-09-00-0060`

Property Details

APN / Parcel Number

Primary APN	`4242-09-00-0060`
Alternative APNs	`32144209000060` `42143209000060` `3170954.0` `3170954`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,212 sqft (0.234 acres)
Lot Dimensions	138 ft deep x 74 ft wide
Porch	Finished/Open Porch
Porch Area	21 sqft
Deck Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3170954
Street Address	621 S RIDGEWOOD AVE
City	ORMOND BEACH
State	FL
Zip	32174-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 KITTRELL PARK IN BLKS 7 & 8 HAND TRACT FITCH MB 11 PG 290 PER OR 4990 PG 1257 PER OR 5672 PG 4412 PER OR 7290 PG 2965 PER OR 7678 PG 0452 PER MC 8343 PG 3289 PER OR 8617 PG 1221
Legal Range	32E
Legal Township	14S
Legal Section	42
Legal Subdivision	KITTRELL PARK
Legal Tract	F
Legal Block	7,8
Legal Lot Number	6
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1034
Census Tract	80600

Owner

Source: Volusia County records · APN 4242-09-00-0060

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	621 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Apr 05, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Apr 05, 2019 · Amount on Record
Deed Document Number	2026114045
Deed Book / Page	8870 / 1183
Prior Transfer Date	Jul 12, 1993
Prior Transfer Doc	3843000160
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 24, 2026
Property Address	621 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7052
Document Number	0000114045
Book / Page	8870 / 1183
Instrument Date	Jun 10, 2026
Instrument	2026114045
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	WATERSIDE TITLE COMPANY, WATERSIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$159,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7052

Mortgage

Document Number	0000114046,
Date	Jun 24, 2026
Instrument	2026114046

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 05, 2019
Property Address	621 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7052
Document Number	0076780452
Book / Page	7678 / 0452
Map Reference	MB 11 PG 290
Instrument Date	Apr 03, 2019
Instrument	2019-067507
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 OLD ASPETONG RD, 64, KATONAH, NY 10536-3845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 S RIDGEWOOD AVE, ORMOND BEACH, FL 32174-7052

Mortgage

Document Number	2019067508
Date	Apr 05, 2019
Instrument	2019-067508

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,723 (+1.29%) Land $44,237 Building $242,486	$286,723 (+1.29%) Land $44,237 Building $242,486
2025	$4,632.00 (+133.47%)	$283,071 (+73.38%) Land $44,237 Building $238,834	$283,071 (+14.51%) Land $44,237 Building $238,834
2023	$1,984.00 (+3.6%) Homeowner's exemption	$163,264 (+3%)	$247,210 (+23.79%) Land $42,787 Building $204,423
2022	$1,915.00 Homeowner's exemption	$158,509	$199,696 Land $34,447 Building $165,249

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270806001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 65 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	70 (1991–2024)
Claims Outside the SFHA	46 of 70
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 5 claims Hurricane Nicole, Nov 2022 · 10 claims Hurricane Irma, Sep 2017 · 28 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wire 3 Holdings	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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