621 Rustic Way, Hinckley, IL 60520 Property Records

DeKalb County property record for 621 Rustic Way, Hinckley, IL 60520

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jan 2024)
Tax Bill	$786 (2024)
Deeds & Mortgages	Dec 2024 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-14-105-005`

Property Details

APN / Parcel Number

Primary APN	`15-14-105-005`

Exterior

Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	141 ft deep x 90 ft wide

Location & Zoning

Account Number	1514105005
Street Address	621 RUSTIC WAY
City	HINCKLEY
State	IL
Zip	60520-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 - ROYAL ESTATES
Legal Subdivision	ROYAL ESTATES
Legal Lot Number	68
Jurisdiction	DE KALB IL
Township / Civil Division	SQUAW GROVE
Census Block Group	2
Census Block	2014
Census Tract	1700

Owner

621 Rustic Way is owned by an individual who bought it in January 2024.

Source: DeKalb County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	405 KRISTEN ST, PLANO, IL 60545-1393
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Jan 9, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024 · Amount on File
Deed Sale	Jan 9, 2024 · Amount on File
Deed Document Number	2024234
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	621 RUSTIC WAY, HINCKLEY, IL 60520-1000
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 RUSTIC WAY, HINCKLEY, IL 60520-1000

Mortgage

Document Number	0000009446
Date	Dec 23, 2024
Instrument	2024009446

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	621 RUSTIC WAY, HINCKLEY, IL 60520-1000
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KRISTEN ST, PLANO, IL 60545-1393

Mortgage

Document Number	0000002233
Date	Apr 5, 2024
Instrument	2024002233

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	37 S RIVER ST, AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	May 1, 2025

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Apr 9, 2026
Property Address	621 RUSTIC WAY, HINCKLEY, IL 60520-1000
Document Number	0000002903
Instrument Date	Mar 27, 2026
Instrument	20262903
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 RUSTIC WAY, HINCKLEY, IL 60520-1000

Mortgage

Document Number	0000002903,
Date	Apr 9, 2026
Instrument	20262903

Lender

Name	OLD SECOND NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 9, 2024
Property Address	621 RUSTIC WAY, HINCKLEY, IL 60520-1000
Document Number	0000000234
Map Reference	DOC 2006019489
Instrument Date	Jan 5, 2024
Instrument	2024000234
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32901 NORTH HIGHWAY 21, LIBERTYVILLE, IL 60048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 KRISTEN ST, PLANO, IL 60545-1393

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Squaw Grove Township
Municipality	Hinckley Village
Unified School District	Hinckley-Big Rock Community Unit School District 429 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,331 Land $24,781 Building $105,550	$390,993 Land $74,343 Building $316,650
2024	$786.00
2023		$9,678 (+169.88%) Land $9,678	$29,034 (+169.88%) Land $29,034
2022		$3,586 Land $3,586	$10,758 Land $10,758

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 621 Rustic Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1996–2026)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Rustic Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AirCell, NewarkNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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