621 Rustic Ranch Ln, Lincoln, CA 95648 Property Records

Placer County property record for 621 Rustic Ranch Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,258 sqft · built 2003
Lot Size	0.208 acres (9,050 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (Dec 2018)
Tax Bill	$9,535 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`338-120-006-000`

Property Details

APN / Parcel Number

Primary APN	`338-120-006-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,258 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	9,050 sqft (0.208 acres)
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	621 RUSTIC RANCH LN
City	LINCOLN
State	CA
Zip	95648-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 SUN CITY LINCOLN HILLS 5B MOR Y-73
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	123
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1008
Census Tract	23700

Owner

Source: Placer County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
May 19, 2021	Intrafamily Transfer, Transfer LENNAR TITLE INC
May 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 3, 2018	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Dec 1, 2014 · Amount on Record
Deed Document Number	201887149
Last Transfer Date	May 13, 2021
Transfer Doc	0000067113
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375

Mortgage

Document Number	0000019465
Date	Apr 16, 2024
Instrument	2024-0019465

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375

Mortgage

Document Number	0000056735
Date	Jul 13, 2022
Instrument	2022-0056735

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	May 19, 2021
Property Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Document Number	0000067115
Map Reference	MB Y PG 73
Instrument Date	May 13, 2021
Instrument	2021-0067115
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	May 19, 2021
Property Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Document Number	0000067113
Map Reference	MB Y PG 73
Instrument Date	May 13, 2021
Instrument	2021-0067113
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375

Mortgage

Document Number	0000067114
Date	May 19, 2021
Instrument	2021-0067114

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020170
Date	Mar 6, 2020
Instrument	2020-0020170

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 3, 2018
Property Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375
Document Number	0000087149
Map Reference	MB Y PG73
Instrument Date	Nov 27, 2018
Instrument	2018-0087149
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	621 RUSTIC RANCH LN, LINCOLN, CA 95648-8375

Mortgage

Document Number	0000087150
Date	Dec 3, 2018
Instrument	2018-0087150

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,703 (+2%) Land $199,117 Building $739,586
2025	$9,535.00 (+6.68%) Homeowner's exemption	$920,298 (+8.4%) Land $195,213 Building $725,085
2023	$8,938.00 (-2.58%) Homeowner's exemption	$849,000 Land $180,100 Building $668,900
2022	$9,175.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber.

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