621 Rush St, Petoskey, MI 49770 Property Records

Emmet County property record for 621 Rush St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 792 sqft
Lot Size	0.104 acres (4,534 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Aug 2018)
Tax Bill	$1,836 (2024)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-300-005`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-300-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	792 sqft Living Area
1st Floor Area	584 sqft
Basement Area	584 sqft
Unfinished Basement	584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	4,534 sqft (0.104 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	621 RUSH ST
City	PETOSKEY
State	MI
Zip	49770-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	COM AT NE COR OF NW 1/4 OF SW ? OF SECTION 5, TH S 99 FT, TH W 45 FT, TH N 99 FT, TH E 45 FT TO POB. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2019
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 RUSH ST, PETOSKEY, MI 49770-3115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK
Aug 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Prior Sale	Aug 21, 1998 · Amount on Record
Deed Document Number	20185158521
Deed Book / Page	1205 / 626
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	621 RUSH ST, PETOSKEY, MI 49770-3115
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001205/0000000627
Date	Aug 7, 2018
Book Page	0000001205/0000000627
Instrument	000005158522

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	621 RUSH ST, PETOSKEY, MI 49770-3115
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1215/251
Date	Sep 17, 2019
Book Page	1215/251
Instrument	5168169

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 7, 2018
Property Address	621 RUSH ST, PETOSKEY, MI 49770-3115
Document Number	1205/626
Book / Page	1205 / 626
Instrument Date	Jul 30, 2018
Instrument	000005158521
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 1/2 MADISON ST, PETOSKEY, MI 49770-2321

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,000 (+45.48%) Land $103,000	$206,000 (+45.48%) Land $206,000
2024	$1,836.00
2023		$70,800 Land $70,800	$141,600 Land $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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