621 Rail Dr, Edmond, OK 73025 Property Records

Logan County property record for 621 Rail Dr, Edmond, OK 73025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 2020
Lot Size	1.47 acres (64,077 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,445 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`220011-235000-027000`

Property Details

APN / Parcel Number

Primary APN	`220011-235000-027000`
Alternative APNs	`420005449` `0005449`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,106 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	64,077 sqft (1.47 acres)
Lot Dimensions	342 ft deep x 253 ft wide
Garage Type	Attached
Garage Area	558 sqft
Porch	Slab
Porch Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0005449
Street Address	621 RAIL DR
City	EDMOND
State	OK
Zip	73025-1474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F.A.I.O.F. #4 LOT 27 (1.51 AC)
Legal Range	03W
Legal Township	15N
Legal Section	23
Legal Subdivision	F.A.I.O.F. #4
Legal Lot Number	27
Jurisdiction	LOGAN OK
Township / Civil Division	GUTHRIE
Census Block Group	2
Census Block	2027
Census Tract	600402

Owner

Source: Logan County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 RAIL DR, EDMOND, OK 73025-1474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage AMCAP MORTGAGE LTD
Jan 12, 2026	Intrafamily Transfer, Transfer · VA Mortgage INDEPENDENCE HOME LOANS LLC
Jul 16, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANCFIRST
Jun 1, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANCFIRST
Apr 24, 2019	Warranty Deed, Construction Loan · Line of Credit BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026
Deed Sale	Jan 12, 2026
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	2026341
Deed Book / Page	3473 / 382
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	621 RAIL DR, EDMOND, OK 73025-1474
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030300386
Date	Apr 5, 2021
Book Page	3030/386
Instrument	2021-003968

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN OK
Recording Date	Jan 12, 2026
Property Address	621 RAIL DR, EDMOND, OK 73025-1474
Document Number	0034730382
Book / Page	3473 / 382
Instrument Date	Dec 26, 2025
Instrument	I-2026-000341
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 RAIL DR, EDMOND, OK 73025-1474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	621 RAIL DR, EDMOND, OK 73025-1474

Mortgage

Document Number	I2026000342
Date	Jan 12, 2026
Instrument	I-2026-000342

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Recording Date	Jul 16, 2020
Property Address	621 RAIL DR, EDMOND, OK 73025-1474
Document Number	0029600329
Book / Page	002960 / 000329
Instrument Date	Jun 29, 2020
Instrument	6903
Transaction Type	Construction Loan
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	621 RAIL DR EDMOND OK 730251474, EDMOND, OK 73025-1474

Mortgage

Document Number	29600329
Date	Jul 16, 2020
Book Page	002960/000329
Instrument	6903

Lender

Name	BANCFIRST
Type	Bank
Address	LUTHER, OK 73054

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 15, 2021

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Recording Date	Jun 1, 2020
Property Address	621 RAIL DR, EDMOND, OK 73025-1474
Document Number	0029480025
Book / Page	002948 / 000025
Instrument Date	May 14, 2020
Instrument	5007
Transaction Type	Construction Loan
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	621 RAIL DR EDMOND OK 730251474, EDMOND, OK 73025-1474

Mortgage

Document Number	29480025
Date	Jun 1, 2020
Book Page	002948/000025
Instrument	5007

Lender

Name	BANCFIRST
Type	Bank
Address	LUTHER, OK 73054

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 31, 2021

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LOGAN OK
Recording Date	Apr 24, 2019
Property Address	621 RAIL DR, EDMOND, OK 73025-1474
Document Number	0028600566
Book / Page	002860 / 000566
Instrument Date	Apr 19, 2019
Instrument	3519
Transaction Type	Construction Loan
Record Updated	May 2, 2019
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Tax	$55.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 RAIL DR EDMOND OK 73025, EDMOND, OK 73025

Mortgage

Document Number	28600567
Date	Apr 24, 2019
Book Page	002860/000567
Instrument	3520

Lender

Name	BANCFIRST
Type	Bank
Address	LUTHER, OK 73054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 23, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Logan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Logan County
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,787 (+5%) Land $4,127 Building $29,660	$307,159 (-21.2%) Land $37,520 Building $269,639
2025	$3,445.00 (-0.03%)	$32,179 (+5%) Land $4,127 Building $28,052	$389,794 (+23.93%) Land $37,520 Building $352,274
2024	$3,446.00 (+14.03%)	$30,646 (+5%) Land $4,127 Building $26,519	$314,515 (+8.67%) Land $37,520 Building $276,995
2023	$3,022.00	$29,187 Land $4,127 Building $25,060	$289,435 Land $37,520 Building $251,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOGAN CO RWD #1 serves 8,907 people · EPA ID OK2004207
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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