Cabarrus County property record for 621 Radcliff Rd, Mount Pleasant, NC 28124
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 800 sqft · built 1930 |
| Lot Size | 2.54 acres (110,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jun 2025) |
| Tax Bill | $11 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5660 76 4957 |
| Primary APN | 5660 76 4957 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Gross Area | 996 sqft |
| 1st Floor Area | 800 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 110,642 sqft (2.54 acres) |
| Lot Width | 208 ft Width |
| Porch | Slab |
| Porch Area | 196 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 166912 |
|---|---|
| Street Address | 621 RADCLIFF RD |
| City | MOUNT PLEASANT |
| State | NC |
| Zip | 28124-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RL |
| Legal Description | EAST SIDE RADCLIFF RD |
| Legal Subdivision | MT PLEASANT OUTSIDE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 8, MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41702 |
621 Radcliff Rd, a rural home, is owned and occupied by two individuals who bought it in June 2025.
Source: Cabarrus County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 621 RADCLIFF RD, MOUNT PLEASANT, NC 28124-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Jan 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Jan 16, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on File |
| Deed Sale | Jun 27, 2025 · Amount on File |
| Deed Document Number | 202514246 |
| Deed Book / Page | 17500 / 218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 21, 2026 |
| Property Address | 621 RADCLIFF RD, MOUNT PLEASANT, NC 28124-9585 |
| Document Number | 0000019958 |
| Book / Page | 18136 / 86 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202619958 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 621 RADCLIFF RD, MOUNT PLEASANT, NC 28124-9585 |
| Document Number | 0000019958, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 18136/86 |
| Instrument | 202619958 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 621 RADCLIFF RD, MT PLEASANT, NC 28124 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 200 SNEED LN, MOUNT PLEASANT, NC 28124-8721 |
| Document Number | 0001781047 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 17810/47 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 16, 2018 |
| Property Address | 621 RADCLIFF RD, MT PLEASANT, NC 28124 |
| Document Number | 12845267 |
| Book / Page | 012845 / 000267 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 1153 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7500 BARRIER GEORGEVILLE RD CONCORD NC 280250403, CONCORD, NC 28025-0403 |
The 2025 property tax bill for 621 Radcliff Rd was $11.
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,330 Land $69,590 Building $260,740 | ||
| 2025 | $11.00 | ||
| 2024 | $330,330 (+749.61%) Land $69,590 Building $260,740 | ||
| 2023 | $334.00 | $38,880 Land $38,460 Building $420 | $38,880 Land $38,460 Building $420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 621 Radcliff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 621 Radcliff Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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