621 Qualls Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 621 Qualls Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	1,075 sqft
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Sep 2025)
Tax Bill	$942 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`152-00-00-062-000`

Property Details

APN / Parcel Number

Primary APN	`152-00-00-062-000`
Alternative APN	`11453`

Interior

Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,095 sqft
1st Floor Area	1,075 sqft

Exterior

Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Porch	Slab
Porch Area	20 sqft

Location & Zoning

Account Number	11453
Street Address	621 QUALLS RD
City	RIDGEWAY
State	SC
Zip	29130-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-1
Legal Description	621 QUALLS RD PLAT: EB - 400
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2002
Census Tract	960302

Owner

621 Qualls Rd is owned and occupied by an individual who bought it in September 2025.

Source: Fairfield County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	621 QUALLS RD, RIDGEWAY, SC 29130-9037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Sep 12, 2025	Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK
Jan 11, 2023	Intrafamily Transfer, Transfer
Nov 2, 2022	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Nov 3, 2022 · Amount on File
Deed Document Number	20252287
Deed Book / Page	1698 / 271
Prior Transfer Date	Jan 7, 2025
Prior Transfer Doc	0000000022
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	621 QUALLS RD, RIDGEWAY, SC 29130-9037
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002989
Date	Dec 28, 2023
Book Page	1608/7
Instrument	202300002989

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Sep 12, 2025
Property Address	621 QUALLS RD, RIDGEWAY, SC 29130-9037
Document Number	0000002287
Book / Page	1698 / 271
Map Reference	MB EB PG 400
Instrument Date	Sep 4, 2025
Instrument	202500002287
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 QUALLS RD, RIDGEWAY, SC 29130-9037

Mortgage

Document Number	0000002288
Date	Sep 12, 2025
Instrument	202500002288

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000002289
Date	Sep 12, 2025
Book Page	1698/288
Instrument	202500002289

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD SC
Recording Date	Jan 11, 2023
Property Address	621 QUALLS RD, RIDGEWAY, SC 29130-9037
Document Number	0000000086
Book / Page	1562 / 272
Map Reference	DB EB PG 400
Instrument Date	Jan 11, 2023
Instrument	202300000086
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	621 QUALLS RD, RIDGEWAY, SC 29130-9037

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Nov 2, 2022
Property Address	621 QUALLS RD, RIDGEWAY, SC 29130-9037
Document Number	0000002971
Book / Page	1554 / 54
Map Reference	DB EB PG 400
Instrument Date	Oct 26, 2022
Instrument	202200002971
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 QUALLS RD, RIDGEWAY, SC 29130-9037

Mortgage

Document Number	0000002972
Date	Nov 2, 2022
Instrument	202200002972

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 621 Qualls Rd was $942 with a homeowner's exemption, down 63.8% from the year before.

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00 (-63.77%)	$5,848 (-11.55%) Land $600 Building $5,248	$146,200 (+32.67%) Land $15,000 Building $131,200
2024	$2,600.00 (+220.59%)	$6,612 (+5%) Land $900 Building $5,712	$110,200 (-) Land $15,000 Building $95,200
2023	$811.00 (-31.27%)	$4,408 (+42.93%) Land $600 Building $3,808	$110,200 (+114.4%) Land $15,000 Building $95,200
2022	$1,180.00	$3,084 Land $600 Building $2,484	$51,400 Land $10,000 Building $41,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 621 Qualls Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Qualls Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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