621 Polaris Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 621 Polaris Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,913 sqft · built 2016
Lot Size	0.371 acres (16,179 sqft)
Owner	2 Individual Names on File
Last Sale	$2,299,000 (Nov 2019)
Tax Bill	$28,718 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-440-05-00`

Property Details

APN / Parcel Number

Primary APN	`256-440-05-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,913 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	16,179 sqft (0.371 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	621 POLARIS DR
City	ENCINITAS
State	CA
Zip	92024-2483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 5 TR 015910
Legal Subdivision	MODIFIED TENTATIVE MAP #11-115
Legal Tract	015910
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17605

Owner

621 Polaris Dr is owned and occupied by two individuals who acquired it in January 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	621 POLARIS DR, ENCINITAS, CA 92024-2483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UBS BANK USA
Nov 12, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	2019521095
Last Transfer Date	Jan 8, 2020
Transfer Doc	0000026103
Record Updated	Sep 20, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2020
Property Address	621 POLARIS DR, ENCINITAS, CA 92024-2483
Document Number	0000026103
Map Reference	MAP 15910
Instrument Date	Jan 8, 2020
Instrument	2020-0026103
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	621 POLARIS DR, ENCINITAS, CA 92024-2483

Mortgage

Document Number	0000026104
Date	Jan 17, 2020
Instrument	2020-0026104

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2019
Property Address	621 POLARIS DR, ENCINITAS, CA 92024-2483
Document Number	0000521095
Instrument Date	Oct 22, 2019
Instrument	521095
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$2,528.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 POLARIS DR ENCINITAS CA 920242483, ENCINITAS, CA 92024-2483

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2019
Property Address	621 POLARIS DR, ENCINITAS, CA 92024-2483
Document Number	0000514803
Instrument Date	Sep 19, 2019
Instrument	514803
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	621 POLARIS DR ENCINITAS CA 920242483, ENCINITAS, CA 92024-2483

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2019
Property Address	621 POLARIS DR, ENCINITAS, CA 92024-2483
Document Number	0000514804
Instrument Date	Sep 19, 2019
Instrument	514804
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	621 POLARIS DR ENCINITAS CA 920242483, ENCINITAS, CA 92024-2483

Tax Assessment & Valuation

The 2025 property tax bill for 621 Polaris Dr was $28,718 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,564,572 (+2%) Land $1,617,500 Building $947,072
2025	$28,718.00 Homeowner's exemption	$2,514,287 Land $1,585,785 Building $928,502
2023	$26,931.00 (+1.41%) Homeowner's exemption	$2,416,657 Land $1,524,208 Building $892,449
2022	$26,557.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 621 Polaris Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Polaris Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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