621 Pine St, Troy, AL 36081 Property Records

Pike County property record for 621 Pine St, Troy, AL 36081

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,695 sqft · built 2004
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Aug 2023)
Tax Bill	$668 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`823232`

Property Details

APN / Parcel Number

Primary APN	`823232`
Alternative APNs	`55 10 09 29 2 009 008.008` `819079`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,695 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	177 ft deep x 182 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	15 sqft
Deck Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	823232
Street Address	621 PINE ST
City	TROY
State	AL
Zip	36081-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT # 4 OF PINE GROVE PLACE PHASE 1 IN SEC 29 T10N R21E
Legal Subdivision	PINE GROVE PLACE PHASE I
Legal Phase	1
Legal Lot Number	4
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	3
Census Block	3022
Census Tract	189001

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 PINE ST, TROY, AL 36081-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 9, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
May 12, 2023	Deed of Trust, Mortgage · Line of Credit ALL IN CU
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jun 4, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	0020232012
Deed Book / Page	2023 / 2012
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Recording Date	Sep 1, 2026
Property Address	621 PINE ST, TROY, AL 36081-2209
Document Number	2026008136
Book / Page	2026 / 8136
Instrument Date	Aug 14, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 PINE ST, TROY, AL 36081-2209

Mortgage

Document Number	2026008136,
Date	Sep 1, 2026
Book Page	2026/8136

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Aug 9, 2023
Property Address	621 PINE ST, TROY, AL 36081-2209
Document Number	DEED2023/2012
Book / Page	DEED 2023 / 2012
Map Reference	MB 2004 PG 7
Instrument Date	Aug 7, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 PINE ST, TROY, AL 36081-2209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 PINE ST, TROY, AL 36081-2209

Mortgage

Document Number	00MTG24704
Date	Aug 9, 2023
Instrument	MTG 2//4704

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	621 PINE ST, TROY, AL 36081-2209
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/2590
Date	May 12, 2023
Book Page	2023/2590
Instrument	20232590

Lender

Name	ALL IN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	May 7, 2045

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	621 PINE ST, TROY, AL 36081-2209
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1216
Date	Mar 4, 2019
Book Page	2019/1216
Instrument	20191216

Lender

Name	SPRING EQ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2039

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jun 4, 2019
Property Address	621 PINE ST, TROY, AL 36081-2209
Document Number	02019/1416
Book / Page	2019 / 1416
Instrument Date	May 30, 2019
Instrument	20191416
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 N HILLCREST BLVD, TROY, AL 36081-1624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 PINE ST, TROY, AL 36081-2209
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/3383
Date	Jun 4, 2019
Book Page	2019/3383
Instrument	20193383

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$22,780 (+16.94%) Land $3,000 Building $19,780	$227,720 (+16.85%) Land $30,000 Building $197,720
2023	$668.00 (+0.91%) Homeowner's exemption	$19,480 (+0.83%)	$194,880 (+0.91%) Land $30,000 Building $164,880
2022	$662.00 Homeowner's exemption	$19,320	$193,120 Land $30,000 Building $163,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIKE COUNTY WATER AUTHORITY serves 12,021 people · EPA ID AL0001120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine St

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