621 Oxford Dr, Oxnard, CA 93030 Property Records

Ventura County property record for 621 Oxford Dr, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,678 sqft · built 1988
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Mar 2014)
Tax Bill	$8,802 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2023 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`181-0-182-125`

Property Details

APN / Parcel Number

Primary APN	`181-0-182-125`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,678 sqft Living Area
1st Floor Area	1,451 sqft
2nd Floor Area	1,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	7,000 sqft (0.161 acres)
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	621 OXFORD DR
City	OXNARD
State	CA
Zip	93030-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PD
Legal Description	TRACT: 305103 LOT: 272 REF: 112MR 11
Legal Subdivision	3051-3
Legal Tract	305103
Legal Block	182
Legal Lot Number	272
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2017
Census Tract	2905

Owner

Source: Ventura County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 OXFORD DR, OXNARD, CA 93030-8743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CREDIT UNION
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 7, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIFY FINANCIAL FCU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2014 · Amount on Record
Deed Sale	Mar 20, 2014 · Amount on Record
Prior Sale	Jan 16, 2014 · Amount on Record
Deed Document Number	201435738
Prior Transfer Date	Jan 7, 2014
Prior Transfer Doc	0000006024
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Sep 14, 2026
Property Address	621 OXFORD DR, OXNARD, CA 93030-8743
Document Number	0000070773
Instrument Date	Aug 26, 2026
Instrument	202670773
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	621 OXFORD DR, OXNARD, CA 93030-8743

Mortgage

Document Number	0000070773,
Date	Sep 14, 2026
Instrument	202670773

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2051

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	621 OXFORD DR, OXNARD, CA 93030-8743
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 OXFORD DR, OXNARD, CA 93030-8743

Mortgage

Document Number	0000074107
Date	Nov 9, 2023
Instrument	2023000074107

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	621 OXFORD DR, OXNARD, CA 93030-8743
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 OXFORD DR, OXNARD, CA 93030-8743

Mortgage

Document Number	2022000064692
Date	Jun 7, 2022
Instrument	2022000064692

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	621 OXFORD DR, OXNARD, CA 93030-8743
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 OXFORD DR, OXNARD, CA 93030-8743

Mortgage

Document Number	2022000009824
Date	Jan 27, 2022
Instrument	2022000009824

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	621 OXFORD DR, OXNARD, CA 93030-8743
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	PRIORITY TITLE-CAMARILLO, PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 OXFORD DR, OXNARD, CA 93030-8743

Mortgage

Document Number	0000179114
Date	Sep 29, 2021
Instrument	20210929-00179114

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	621 OXFORD DR, OXNARD, CA 93030-8743
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	PRIORITY TITLE-CAMARILLO, PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 OXFORD DR, OXNARD, CA 93030-8743

Mortgage

Document Number	0000028047
Date	Feb 10, 2021
Instrument	20210210-00028047

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$731,459 (+2%) Land $475,140 Building $256,319
2025	$8,802.00 (+2.24%) Homeowner's exemption	$717,117 (+4.04%) Land $465,823 Building $251,294
2024	$8,609.00 (+3.8%)
2023	$8,294.00 (+3.13%) Homeowner's exemption	$689,271 Land $447,734 Building $241,537
2022	$8,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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