Lake County property record for 621 Osprey Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,480 sqft · built 1998 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,927 (2026) |
| Deeds & Mortgages | May 2021 Sale Sep 2020 Refinance |
| APN | 28-6385-01010 |
| Primary APN | 28-6385-01010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Gross Area |
| 1st Floor Area | 1,340 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Material | Wood |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio |
| Porch Area | 320 sqft |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 621 OSPREY RD |
|---|---|
| City | ELY |
| State | MN |
| Zip | 55731-8339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 1 |
| Legal Range | 11W |
| Legal Township | 63N |
| Legal Section | 28 |
| Legal Subdivision | LEUSTEKS LTS |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | FALL LAKE |
| Census Block Group | 1 |
| Census Block | 1151 |
| Census Tract | 370101 |
621 Osprey Rd is owner-occupied and held in a trust since February 2005.
Source: Lake County records, as of October 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 621 OSPREY RD, ELY, MN 55731-8339 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2021 | Warranty Deed, Transfer |
| Sep 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FRANDSEN B&T |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2005 |
| Transfer Doc | 0000157086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | May 6, 2021 |
| Property Address | 621 OSPREY RD, ELY, MN 55731-8339 |
| Document Number | A000197248 |
| Instrument Date | May 5, 2021 |
| Instrument | A000197248 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 621 OSPREY RD, ELY, MN 55731-8339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Name | Verified Name |
|---|
| Document Number | A000194980 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | A000194980 |
| Name | FRANDSEN B&T |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 621 Osprey Rd was $5,927 with a homeowner's exemption, down 5.7% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Fall Lake Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,927.00 (-5.68%) Homeowner's exemption | $893,800 Land $437,100 Building $456,700 | $893,800 Land $437,100 Building $456,700 |
| 2025 | $6,284.00 | ||
| 2023 | $925,500 Land $289,200 Building $636,300 | $925,500 Land $289,200 Building $636,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 621 Osprey Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 621 Osprey Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 83% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 900 / 500 |
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