621 N Elm St, Gardner, KS 66030 Property Records

Johnson County property record for 621 N Elm St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1984
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Tax Bill	$4,536 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CP28800003-0012`

Property Details

APN / Parcel Number

Primary APN	`CP28800003-0012`
Alternative APNs	`0461362402002003000` `R4090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Finished Basement	520 sqft
Unfinished Basement	464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R4090
Street Address	621 N ELM ST
City	GARDNER
State	KS
Zip	66030-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GARDNER HEIGHTS FIRST PLAT LT 12 & S .5 LT 13 BLK 3 GAC 86 1 3 12
Legal Subdivision	GARDNER HEIGHTS FIRST
Legal Block	3
Legal Lot Number	12,13
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1002
Census Tract	53707

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 N ELM ST, GARDNER, KS 66030-1274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Oct 6, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMUNITYAMERICA CU
Aug 16, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 29, 2019	Deed, Transfer · FHA Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024
Deed Sale	Mar 7, 2024
Prior Sale	Aug 16, 2023
Deed Document Number	20241149
Deed Book / Page	202403 / 1149
Prior Transfer Date	Aug 14, 2023
Prior Transfer Doc	202308/3401
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	621 N ELM ST, GARDNER, KS 66030-1274
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13825 S SHANNAN ST, OLATHE, KS 66062-9786

Mortgage

Document Number	202403/1881
Date	Mar 12, 2024
Book Page	202403/1881

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	621 N ELM ST, GARDNER, KS 66030-1274
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201812/003641
Date	Dec 13, 2018
Book Page	201812/003641

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 7, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	621 N ELM ST, GARDNER, KS 66030-1274
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110/2331
Date	Oct 6, 2021
Book Page	202110/2331

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON KS
Recording Date	Aug 16, 2023
Property Address	621 N ELM ST, GARDNER, KS 66030-1274
Document Number	202308/3401
Book / Page	202308 / 3401
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 N ELM ST, GARDNER, KS 66030-1274

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Aug 11, 2022
Property Address	621 N ELM ST, GARDNER, KS 66030-1274
Document Number	202208/3284
Book / Page	202208 / 3284
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	621 N ELM ST, GARDNER, KS 66030-1274

Mortgage

Document Number	2022083286
Date	Aug 11, 2022
Instrument	202208/3286

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON KS
Recording Date	Apr 29, 2019
Property Address	621 N ELM ST, GARDNER, KS 66030-1274
Document Number	201904/007491
Book / Page	201904 / 007491
Instrument Date	Apr 23, 2019
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE OF KS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201904007493
Date	Apr 29, 2019
Instrument	201904/007493

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,536.00 (+4.23%)	$37,375 (+4.97%) Land $6,203 Building $31,172	$325,000 (+4.97%) Land $53,940 Building $271,060
2024	$4,352.00 (+4.99%)	$35,604 (+7.99%) Land $6,203 Building $29,401	$309,600 (+7.99%) Land $53,940 Building $255,660
2023	$4,145.00 (-0.86%)	$32,970 (+0.38%) Land $6,203 Building $26,767	$286,700 (+0.39%) Land $53,940 Building $232,760
2022	$4,181.00	$32,844 Land $5,167 Building $27,677	$285,600 Land $44,930 Building $240,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Kansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

621 N Elm St, Gardner, KS 66030 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Elm St

Nearby Streets

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