621 N 3rd St, Richmond, VA 23219 Property Records

Richmond City property record for 621 N 3rd St, Richmond, VA 23219

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	4,644 sqft · built 1900
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$12,132 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Sep 2025 Mortgage + 3 more
APN	`N-000-0029-027`

Property Details

APN / Parcel Number

Primary APN	`N-000-0029-027`

Interior

Stories	2 Stories
Building Area	4,644 sqft Total Area
Basement Area	2,292 sqft
Unfinished Basement	2,292 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1979
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	113 ft deep x 114 ft wide
Porch	Slab
Porch Area	223 sqft

Location & Zoning

Street Address	621 N 3RD ST
City	RICHMOND
State	VA
Zip	23219-1333
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Local Zoning Code	R-03 RESID
Legal Description	0114.07X0113.54 IRG0000.298 AC
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2003
Census Tract	30200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jackson Ward Historic District listed 1976 · 600 contributing resources · National Historic Landmark (designated 1978) · NRIS 76002187

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

621 N 3rd St, a commercial property, is owned by an individual who acquired it in July 2025.

Source: Richmond City records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	459 BARLOW DR, PORTSMOUTH, VA 23707-1370
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Sep 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Sep 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
May 26, 2017	Deed of Trust, Mortgage ECONOMIC DEV AUTH
May 26, 2017	Loan Modification, Mortgage PREMIER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 29, 2025
Transfer Doc	0000012676
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Recording Date	Apr 15, 2026
Property Address	621 N 3RD ST, RICHMOND, VA 23219-1333
Document Number	0000006636
Instrument Date	Apr 8, 2026
Instrument	20266636
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 N 3RD ST, RICHMOND, VA 23219-1333

Mortgage

Document Number	0000006636,
Date	Apr 15, 2026
Instrument	20266636

Lender

Name	PEOPLES BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	621 N 3RD ST, RICHMOND, VA 23219-1333
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 BARLOWDR, PORTSMOUTH, VA 23707-1370

Mortgage

Document Number	0000015218
Date	Sep 15, 2025
Instrument	250015218

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	621 N 3RD ST, RICHMOND, VA 23219-1333
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 BARLOW DR, PORTSMOUTH, VA 23707-1370

Mortgage

Document Number	0000015216
Date	Sep 15, 2025
Instrument	250015216

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	621 N 3RD ST, RICHMOND, VA 23219-1333
Document Number	0000010864
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	TRINITY TITLE COMPANY, TRINITY TITLE CO.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 N 3RD ST RICHMOND VA 23219, RICHMOND, VA 23219

Mortgage

Document Number	0000010864
Date	May 30, 2017
Instrument	10864

Lender

Name	ECONOMIC DEV AUTH
Address	RICHMOND, VA 23219

Agreement

Amount	Amount on Record

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND CITY VA
Property Address	621 N 3RD ST, RICHMOND, VA 23219-1333
Document Number	0000010862
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TRINITY TITLE COMPANY, TRINITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 N 3RD ST RICHMOND VA 231730001, RICHMOND, VA 23173-0001

Mortgage

Document Number	0000010862
Date	May 30, 2017
Instrument	10862

Lender

Name	PREMIER BK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 29, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 621 N 3rd St was $12,132, up 4.8% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,132.00 (+4.77%)	$1,011,000 Land $497,000 Building $514,000	$1,011,000 Land $497,000 Building $514,000
2025	$11,580.00
2024		$958,000 Land $444,000 Building $514,000
2023			$958,000 Land $444,000 Building $514,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 621 N 3rd St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 621 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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