621 N 2nd St, Mc Gregor, TX 76657 Property Records

McLennan County property record for 621 N 2nd St, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1940
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Aug 2022)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-134000-059100-3`

Property Details

APN / Parcel Number

Primary APN	`34-134000-059100-3`
Alternative APNs	`3413400005910030111` `137954`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Street Address	621 N 2ND ST
City	MCGREGOR
State	TX
Zip	76657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MCGREGOR OT LOT 9 10 BLOCK 89 ACRES .2755
Legal Subdivision	MCGREGOR OT
Legal Block	89
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2065
Census Tract	3902

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 N ADAMS ST, MCGREGOR, TX 76657-1115
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST
Dec 30, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 6, 2020	Loan Modification, Mortgage FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Dec 30, 2020
Deed Document Number	202234389
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	621 N 2ND ST, MC GREGOR, TX 76657
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025181
Date	Jun 28, 2021
Instrument	2021025181

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 30, 2020
Property Address	621 N 2ND ST, MC GREGOR, TX 76657
Document Number	0000046440
Instrument Date	Dec 1, 2020
Instrument	46440
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 N 2ND ST MC GREGOR TX 76657, MC GREGOR, TX 76657

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	621 N 2ND ST, MC GREGOR, TX 76657
Document Number	0000005380
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 N ADAMS ST MC GREGOR TX 766571116, MC GREGOR, TX 76657-1116

Mortgage

Document Number	0000005380
Date	Feb 17, 2020
Instrument	5380

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 16, 2030

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	McGregor City
Unified School District	McGregor Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,000 (-10.55%) Land $16,080 Building $73,920	$90,000 (-10.55%) Land $16,080 Building $73,920
2025	$2,168.00 (-11.87%)	$100,615 (-12.56%) Land $14,640 Building $85,975	$100,615 (-12.56%) Land $14,640 Building $85,975
2024	$2,460.00 (+13.94%)
2023		$115,070 Land $14,640 Building $100,430	$115,070 Land $14,640 Building $100,430
2022	$2,159.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

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