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621 Morrison Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 621 Morrison Ave, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,246 sqft · built 1880
Lot Size0.21 acres (9,173 sqft)
OwnerCompany Name on File
Last Sale$265,000 (Oct 2025)
Tax Bill$4,235 (2024)
Deeds & MortgagesOct 2025 Sale
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-436-016-000

Property Details

APN / Parcel Number

Primary APN07-25-436-016-000
Alternative APN
  • 07251640401200 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,246 sqft Building Perimeter
1st Floor Area570 sqft
Upper Floors Area956 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,173 sqft (0.21 acres)
Lot Dimensions158 ft deep x 60 ft wide

Exterior Amenities

PorchSlab
Porch Area105 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address621 MORRISON AVE
CityWATERLOO
StateIL
Zip62298-1721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 020 HOENERS 2ND ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionHOENERS 2ND ADD
Legal Lot Number20
JurisdictionMONROE IL
Township / Civil Division19
Census Block Group1
Census Block1025
Census Tract600401

Owner

Source: Monroe County records · APN 07-25-436-016-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5341 WHITE OAK DR, SMITHTON, IL 62285-3737
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Warranty Deed, Transfer
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SCOTT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateOct 14, 2025
Property Address621 MORRISON AVE, WATERLOO, IL 62298-1721
Document Number0000439607
Map ReferenceMB A PG 27
Instrument DateOct 10, 2025
Instrument439607
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

AmountAmount Recorded
Tax$397.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address621 MORRISON AVE, WATERLOO, IL 62298-1721

Transferred To (Grantee/Buyer)

NameVerified Name
Address5341 WHITE OAK DR, SMITHTON, IL 62285-3737

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address621 MORRISON AVE, WATERLOO, IL 62298-1721
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000412089
DateOct 29, 2020
Instrument412089
Lender
NameSCOTT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 27, 2045
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$80,260 (+3.48%) Land $16,330 Building $63,930$240,780 (+3.48%) Land $48,990 Building $191,790
2024$4,235.00 Additional exemption filed$77,560 (+16.23%) Land $16,021 Building $61,539$232,680 (+16.23%) Land $48,063 Building $184,617
2022Additional exemption filed$66,730 Land $15,110 Building $51,620$200,190 Land $45,330 Building $154,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
HTC Holding
DSL · Fiber in parts of the area		100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 475 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO
serves 10,190 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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