621 Monterey Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 621 Monterey Ave, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,111 sqft · built 1967
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Company Names on File
Last Sale	$1,500,000 (Oct 2025)
Tax Bill	$11,017 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`036-211-09`

Property Details

APN / Parcel Number

Primary APN	`036-211-09`
Alternative APN	`036-211-09-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,111 sqft Living Area
Gross Area	2,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	621 MONTEREY AVE
City	CAPITOLA
State	CA
Zip	95010-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLIFFWOOD HEIGHTS
Legal Lot Number	9
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1012
Census Tract	121802

Owner

Source: Santa Cruz County records · APN 036-211-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	621 MONTEREY AVE, CAPITOLA, CA 95010-3617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 01, 2020	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Sep 01, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Sep 01, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jun 11, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Sep 01, 2020 · Amount on Record
Deed Document Number	202522317
Prior Transfer Date	Nov 24, 2008
Prior Transfer Doc	0000047818
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 20, 2025
Property Address	621 MONTEREY AVE, CAPITOLA, CA 95010-3617
Document Number	0000022317
Map Reference	MB 44 PG 3
Instrument Date	Oct 15, 2025
Instrument	2025-0022317
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	621 MONTEREY AVE, CAPITOLA, CA 95010-3617

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 01, 2020
Property Address	621 MONTEREY AVE, CAPITOLA, CA 95010-3617
Document Number	0000033788
Map Reference	MB 44 PG 3
Instrument Date	Aug 20, 2020
Instrument	2020-0033788
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	198 ELDERWOOD DR, PLEASANT HILL, CA 94523-1040

Mortgage

Document Number	0000033789
Date	Sep 01, 2020
Instrument	2020-0033789

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 01, 2020
Property Address	621 MONTEREY AVE, CAPITOLA, CA 95010-3617
Document Number	0000033786
Instrument Date	Aug 14, 2020
Instrument	33786
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WHITING WAY FOLSOM CA 956303288, FOLSOM, CA 95630-3288

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 01, 2020
Property Address	621 MONTEREY AVE, CAPITOLA, CA 95010-3617
Document Number	0000033787
Instrument Date	Aug 14, 2020
Instrument	33787
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 MONTEREY AVE CAPITOLA CA 950103617, CAPITOLA, CA 95010-3617

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 11, 2020
Property Address	621 MONTEREY AVE, CAPITOLA, CA 95010-3617
Document Number	0000020370
Instrument Date	Jun 03, 2020
Instrument	20370
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17001 COLLINS AVE #1702 SUNNY ISLES BEACH FL 331603650, 1702, SUNNY ISLES BEACH, FL 33160-3650

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,471 (-38.18%) Land $407,528 Building $114,943
2025	$11,017.00 (+9.94%)	$845,146 (+4.04%) Land $511,274 Building $333,872
2023	$10,021.00 (+1.22%)	$812,328 Land $491,420 Building $320,908	$1,600,470
2022	$9,900.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 757 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cruzio Internet, Xfinity, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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