621 McCabe Rd, Elgin, SC 29045 Property Records

Richland County property record for 621 McCabe Rd, Elgin, SC 29045

Property Summary

Details	5 bd · 4 ba · 3,448 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$398,400 (Sep 2022)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29001-05-15`

Property Details

APN / Parcel Number

Primary APN	`29001-05-15`
Alternative APN	`R29001-05-15`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,448 sqft Heated Area
Gross Area	4,432 sqft
Flooring	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	8,712 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	621 MCCABE RD
City	ELGIN
State	SC
Zip	29045-9868
Property Category	Other
Property Type	Unknown
Local Zoning Code	PD
Legal Description	LOT 90 72X118X72X118 #SU WOODCREEK FARMS AREA A5 PHASE 1C
Legal Phase	1C
Legal Lot Number	72,90
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2012
Census Tract	11407

Owner

Source: Richland County records · APN 29001-05-15

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	621 MCCABE RD, ELGIN, SC 29045-9868
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2022 · Amount on Record
Deed Sale	Sep 01, 2022 · Amount on Record
Deed Document Number	202249716
Deed Book / Page	2776 / 314
Record Updated	Sep 20, 2026

September 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 01, 2022
Property Address	621 MCCABE RD, ELGIN, SC 29045-9868
Document Number	0027760315
Book / Page	2776 / 315
Map Reference	MB 2582 PG 1610
Instrument Date	Aug 18, 2022
Instrument	2022049716
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 06, 2026
Title Company	UNKNOWN, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	621 MCCABE RD, ELGIN, SC 29045-9868

Mortgage

Document Number	2022049717
Date	Sep 01, 2022
Instrument	2022049717

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,029.00 (+17.43%)	$458,200	$545,200 Land $66,000 Building $479,200
2023	$3,431.00 Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), as of September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 204 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC4010001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COLUMBIA serves 354,068 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.